金融英语综合辅导：InquiringaboutPeonyCard询问牡丹卡(4)

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
8 H/ a( i" Q. {7 ^) p　　B:really? What’s that?
7 C$ ]9 D) g* m" l1 g$ u1 r　　A:Peony MoneyLink Card.
　　B:What is a “MoneyLink” Card?
8 k, o1 U* D& E7 C1 N" x+ x　　A:Oh.Is is a versatile card that links a lot of businesses.
　　B:“Versatile?” What does it mean?
　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
$ l& M  s8 S& K4 E$ D; Y( l　　B:Anything else?
. q* B* X% T. I+ d7 d9 g　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
& I- \) A7 s: w/ W" j　　B:Oh.That’s what I want.
) w  U. {) e, z  D. C　　A:But,it is only a debit card without the function of credit consumption.
　　B:It doesn’t matter.
+ p/ C( q$ F" X9 J& b8 g: ~　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
　　B:真的吗？那是什么卡？
: a$ d6 g) y! L; \, v' c. E7 j9 m/ W　　A:牡丹“灵通”卡？
　　B:什么是灵通卡？
　　A:喔。它是一种多用途卡。
　　B:“多用途”？这是什么意思呢？
　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
4 }, q" {$ [9 N& |& {- J　　B:还有其它用途吗？
1 {) O8 M$ n- `8 T& n: ?6 ^1 m　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
5 O5 d; g% y  A0 J2 W( q6 D　　B:噢。这正是我想要的。
　　A:但它只是一种借记卡,没有信用消费的功能。
$ S2 d1 @+ Q' X2 B2 l　　B:没关系。
$ v% ~, c! _  I1 }$ l7 _　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
# o0 G8 q! k% F$ H/ I9 W　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
) W$ X% o/ S: w2 b　　A:Oh.What a big family!
　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
　　A:What is a Peony Smart Card?
; S8 a' b1 w  E: E　　B:A Peony Smart Card can only be used online.
" X. [; H( t6 O' H1 T/ X; M　　A:How about a Peony International Card?
　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
　　A:Can it be settled on RMB?
! P; l# Q% b1 L! Q" ?( J, _　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
　　A:Ah. A Peony International Card is all right for me.
" T5 w* v; ]0 o% b. s# f　　B:Thank you for choosing the ICBC.
8 s$ u% Q" ~  x0 `. V- p% {& [　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
/ D) s- Q0 J% q4 s6 Z# }" Z　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
, V" s9 e# P% @* c$ u9 l& u* R　　A:哦。真是一个大家族。
- f- i/ U9 G3 F- K$ m1 d3 Z2 B　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
　　A:牡丹智能卡有什么功能呢？
- X7 N; @( B# @; ]1 ?0 I# [　　B:牡丹智能卡只能在网上银行使用。
* W2 T- A, |% v2 F/ F3 C% x6 [　　A:牡丹国际卡又如何呢？
　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
　　A:它可以用人民币结算吗？
　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
　　A:啊，牡丹国际卡对我正合适。
9 n' p! a6 r9 a2 n8 Y/ h5 p　　B:谢谢您选择工行