UNIT ONE
' V/ r/ C$ N$ g5 h) s( O& b( Y+ Z( p, b- N3 j1 X& X
division of labor 劳动分工: g" Q. k+ I# {. Y; T: L! y
commodity money 商品货币
# r( K% K6 Z! K6 ], zlegal tender 法定货币% O' c4 M: R6 `/ l
fiat money 法定通货" p" u% N6 Y2 U
a medium of exchange 交换媒介
4 a! e& ^4 j+ c/ R! Slegal sanction 法律制裁1 _& l( @5 O0 H
face value 面值
7 [8 b2 ]/ E' c; _$ ?liquid assets 流动资产
, c! U; _8 G$ i5 `6 s! r1 Silliquidl assets 非流动资产) M7 Q" V2 ^, F. [6 e" k
the liquidity scale 流动性指标& b1 n2 \0 o. P# {; g6 k8 b- U' b
real estate 不动产
+ X6 o/ T* u! d& Ochecking accounts,demand deposit,checkable deposit 活期存款5 n( ]* ?9 t" b% {0 ?9 j' J
time deposit 定期存款
2 o$ P" K" d; P {negotiable order of withdrawal accounts 大额可转让提款单
0 W& G) a3 S7 r0 S4 e; s) @money market mutual funds 货币市场互助基金
) X/ E, P0 c" p! z/ p* G0 {repurchase agreements 回购协议
w# a; @5 k) o8 ?5 N+ Kcertificate of deposits 存单
. @8 ?& |2 b& i4 A% Nbond 债券, p8 A: i+ J( `% u
stock 股票- E6 T8 j) ]5 d- Z, q
travelers'checks 旅行支票: E4 w7 _* E/ r$ i0 s1 E4 Q
small-denomination time deposits 小额定期存款" ~2 t! Q, n1 K5 c" _9 r8 B
large-denomination time deposits 大额定期存款 U4 {# d5 @" X0 [* X1 r; e
bank overnight repurchase agreements 银行隔夜回购协议3 Y* r4 V, r1 J
bank long-term repurchase agreements 银行长期回购协议
6 Y# c* |2 n# p( V/ Nthrift institutions 存款机构
* }3 E( @, }# Qfinancial institution 金融机构
) i9 y* e$ x8 t5 `/ pcommercial banks 商业银行3 P. j/ i9 b# C$ {' Z
a means of payment 支付手段% B- p' d$ Z% M* d+ P4 r! R
a store of value 储藏手段
& y9 Q' ]( Y% ^a standard of value 价值标准 + \+ ~' v9 g* b0 s/ u6 k
UNIT TWO
" ?, B" l( v! K$ p$ K$ c
) p- p* Y. b4 b+ q" |2 \reserve 储备
; y" j; N" u+ B1 [( f: z7 Anote 票据
2 G4 `1 v! @! Z0 }9 |discount 贴现
$ [6 _( X7 v+ N' {" Z' Jcirculate 流通- J% t7 _; S7 ?3 v, O
central bank 中央银行
# u! ]# P9 Y* g G4 y( i, }the Federal Reserve System 联邦储备系统
/ _0 Q) Y: S' J% Zcredit union 信用合作社
2 |) e, f0 B0 z6 R0 d( K0 ?paper currency 纸币 G9 K; B! p; O6 b
credit creation 信用创造9 `6 O+ A% L. p( J1 I& h
branch banking 银行分行制% K9 d4 S" W$ @9 x Z: G+ q
unit banking 单一银行制
& d" B" C% h6 u$ h9 N- w* D y( Bout of circulation 退出流通4 H4 g5 d: z1 ], E R( c
capital stock 股本# I, ~% M% @3 r/ g$ c6 C! W
at par 以票面价值计
) l% k0 d Z3 z0 h! f3 jelectronic banking 电子银行( ?/ Q; E* t# B* y$ Z8 H( F
banking holding company 公司银行
1 M) }# S Z' v) B, Tthe gold standard 金本位5 j/ |5 k) ?5 P" x8 O$ h; V
the Federal Reserve Board 联邦储备委员会% l6 R6 C; Y4 ]' c- H; G g
the stock market crash 股市风暴9 ]! u% P0 \% Q1 {" o
reserve ratio 准备金比率, v' D% L* x- J, l# M$ f
UNIT THREE2 ~2 K. T" g g- G8 Y7 t
2 g4 M, O3 x% F, _: D! ]
deficit 亏损
! n& ~# Y4 }& G( e2 e1 Sroll 展期
6 ~; C; h' ^/ K" a Pwholesale 批发5 c" h( r+ E/ F$ z R8 f5 O
default 不履约6 M# u# D) l# r; G$ g T3 V
auction 拍卖0 U3 s0 K6 Y8 S& T/ F
collateralize 担保
0 h2 S) N; p) W1 r4 Y2 |8 nmarkup 价格的涨幅' q* }& E/ W6 N, F% l" c
dealer 交易员7 Y: ?; ] Z" N0 v1 t
broker 经纪人5 e0 w% o+ T# X& R7 a9 h3 K
pension funds 养老基金
& ^8 T% n1 s* D- Z4 zface amount 面值
5 h, {+ q$ `5 I; gcommerical paper 商业票据; y% A; D* O, |$ @% @, [
banker's acceptance 银行承兑汇票$ q/ r$ ^: @( M. ^/ L% i
Fed fund 联邦基金; G& j& Q4 G% b% \
eurodollar 欧洲美元
) U4 y% D# h) k7 l+ }/ o. @treasury bills 国库券
3 ^$ ^" ^. S1 W' e8 m- H& Ofloating-rate 浮动比率
- X; N( m) p9 f0 b( u2 `5 K' z) U! cfixed-rate 固定比率" ~& p' u7 H) b a, G4 V- ^
default risk 拖欠风险
u1 g/ n+ @5 acredit rating 信誉级别+ L* r) t/ |6 l+ r
tax collection 税收8 p5 c0 ~6 _+ A/ x# q
money market 货币市场
0 e1 @) ~4 X& k4 @5 q& @$ K7 z# ycapital market 资本市场
; K! A) V2 S1 t- Goriginal maturity 原始到期期限
Y' Q% O( p5 x8 z( q8 V; F: osurplus funds 过剩基金 |