11. What is Dollar Cost Averaging? ______.
* O; a! Q9 ?3 ]0 [! D0 q3 K* P' xA. A brokerage account that gives investors cheap trades1 N4 r) O' _3 w5 n
B. The idea that prices tend to rise over the long term
6 p& y9 U; `6 L) y5 W7 nC. Buying stocks that are below average in value
5 K' P) J- g- W- K+ s5 JD. A flat quarterly mutual fund fee averaged throughout the year3 L" V- w' K1 a1 n% a) Y
E. A strategy of investing money on a regular basis to take advantage of market fluctuations" h) v" |" Z9 {* x
9 k6 ^4 y) @2 e" ?12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
! e5 `; l/ x7 n: G' Q$ s# ^% ^# rA. a vostro account... a nostro account. l/ m' S( h/ i4 M& t0 O5 u; \
B. a vostro account…a mirror account
7 F) l5 e* \/ |, u9 d; V& UC. a mirror account…a nostro account
: J8 E+ Q3 r4 iD. a nostro account... a vostro account 1 r( C3 I# {" x$ F6 D7 |8 }
6 ~, `5 m( R6 ]$ {" o
13. Under FOB terms the bill of lading would state goods ______.
+ O2 {% _) b! L6 ?5 ?A. loaded on board, freight payable at destination% P- ~& h6 M1 s' H8 g q0 J. t
B. loaded on board, freight paid : X* H3 _. q3 f" m; f& R
C. received for shipment, freight paid3 i# Q' E1 {6 r3 y
D. received for shipment, freight payable at destination
( E! l6 Q* A1 M c' {; O6 |" h, q1 u6 e- D- O1 b% B
14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.
$ h: n) k4 L- BA. sources of the funds
2 n0 h( l* }4 V! ]* _B. share capital
& P( X# M) M6 aC. investments
f" D) d. N- c1 V/ I* Q, `D. advances to customers4 R) n: ^0 `, ^! E$ T
! N2 ]1 l% F' p( b15. International payments and other messages are often sent through an international computer network called ______.
4 A8 l4 h. E/ E; _$ vA. CHAPS
; R" h6 {5 C+ g9 I% j/ C# W% f+ MB. BACS
" o7 d. X4 X( Y7 L$ UC. SWIFT - ?( z V- i3 m Y- J9 I4 J3 D
D. EIMT
% t) d6 y+ t! z4 w1 A. j# D3 ^/ z
8 a0 x0 h& z- \* o, F/ l! n9 X16. Low levels of uncertainty (risk) are associated with .
; d' D7 f" r7 t( zA. stocks
+ i) F7 b+ H+ Z+ d2 a( c0 F, UB. stock options8 @* V( E: f' h0 z: c
C. higher potential returns 8 X5 Y0 a' X, T2 z! }/ W
D. lower potential returns
0 l u/ v/ `. v% Z8 w- D g$ n5 B( y" I9 H! V G r" T8 D- X7 |' A
17. Government securities would appear on a commercial bank's balance sheet as ______.
. L1 S3 `. H+ M, M/ m& I( Y2 [A. an asset : D) D# J) B& X/ p$ l
B. reserves
3 N% P; b' T2 O' u$ RC. part of net worth
9 a# O2 }: K. l2 e2 A2 u; x" GD. a liability
3 ^& ?2 F: q6 {7 T% ]$ H
6 Q6 L! l) V% O5 \! E; x5 U18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
$ S, z, {* C7 w$ x3 c) Q! }( Z0 ~A. there is no self-correcting mechanism
. Q! B* D* w3 t; sB. currency values become unstable
0 j$ L; i) E9 Q) X0 k3 H2 kC. the value of the reserve currency declines
a0 G' g7 O! l; I6 Z! O% BD. world inflation increases
/ l3 P- f& Q! q6 [( B5 z7 M4 O7 c- g8 `8 y1 g
19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______./ l4 K9 ~# O! t# v$ R9 S) X9 O- Y" Y
A. four
7 Q$ H9 [" X1 V5 i( IB. three
[2 Z1 ]( V+ _# XC. two
" H6 H0 S& c2 |* D8 XD. five" v9 N' e& a. G, f7 z
- {9 b% {) t' J) h& X8 H
20. Regulation of the money supply and financial markets is referred to as ______.( Y8 b R5 h0 v% l
A. fiscal policy * c. v+ \+ B$ [# ?* N4 D8 H* {* h2 t
B. income policy
$ N! @$ b; j, wC. monetary policy
. t1 q1 @/ t" jD. budgetary policy/ t S J! K) k
9 }' c6 C9 d4 X5 `2 N
答案:
% q/ L2 P8 Z' l11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C2 z8 g$ t# X9 G' U+ F9 j
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