金融英语辅导:询问牡丹卡(对话3)

会计考友

　　A:How can I get the benefits from a personal credit card?
　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
% v+ l0 a( `; y$ @　　A:Is it convenient to use?
　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
" N" M. r+ t' {) a　　A:Can I buy things with it?
/ {7 y' J/ I3 g8 a( X　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
　　A:What should I do if I am in bad need of funds?
　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
2 O5 f1 v  r8 g8 l9 s# x1 h3 h　　A:That's good.
　　B:Try a Peony Card.
! ^4 `) q; b* J: f. U1 p: p　　A:个人信用卡有什么好处吗？
　　B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付 利息 。
; D" N+ t6 c, M; [. y2 W8 {# T　　A:它使用方便吗？
4 m( a& z* }( O" X0 @8 ?/ B+ z3 d　　B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
9 w; E3 j) r/ {　　A:我可以用它来购物吗？
　　B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
　　A:如果我急需资金该怎么办呢？
　　B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
　　A:那太好了。
/ g, Z6 c- x% C# m0 k　　B:办一张牡丹卡试试。