金融英语综合辅导：TerminologyPractice术语2
11. loan贷款Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
For example: I guess your work has to do with making loans.
He s afraid he s made a bad loan.
What is the amount of the loan?
12. president 行长，董事长
President: the officer who has the major responsibility for the management of a business．
For example: The board hires the president and vice-presidents.
This decision will have to be made by the president.
Doesn t that company have a new president?
13. profit利润
Profit: earnings remaining after all the expenses of a business activity have been paid．
For example: Do you divide all the profits among the stockholders?
We expect to make a nice profit this year.
The profits have been slowly rising.
14. reserves储备，储备金
Reserves: in this sense, earnings kept back for later use.
For example: Some of our earnings are held in reserve accounts.
Their reserves are getting pretty low.
They were lucky to have such large reserves.
15. savings account储蓄帐户，定期存款
Savings account: an account in a bank on which the depositor receives interest.
For example: I guess you has to do work savings accounts.
They have a savings account with us.
He decided to put the money in a savings account.
16. statement财务报表
Statement: In this sense, an announcement of a bank s financial condition
For example: Here s copy of our last published statement.
You have every reason to be proud of this statement.
Our new statement will be published next week.
17. stockholder股东，股票持有者
Stockholder: a party who holds part ownership in a company．
For example: The stockholders own it.
The statement will be sent to all the stockholders.
He s one of our largest stockholders.
18. surplus盈余
Surplus: money owned by a company in addition to its capital．
For example: The reserves are shown here as surplus and undivided profits.
The surplus is now as large as the capital. They ve built up a nice surplus.
19. teller银行出纳员
Teller: an employee in a bank who pays out and receives money
For example: The board hires them, along with the tellers.
Take this to one of the tellers windows.
The teller took the problem to the cashier.
20. undivided profit未分配利润
Undivided profits: profits not yet paid out as dividends or added to the surplus．
For example: The reserves are shown here as surplus and undivided profits.
I didn t know the undivided profits were this high.
How much undivided profit do you have?
21. vice-president副行长
Vice-president: an officer in a company who assists the president.
For example: The board hires the president and the vice-presidents.
A vice-president supervises this department.
One of the vice-presidents can handle this matter.
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