金融英语阅读辅导：沃尔玛推出自己的信用卡——发现卡
Wal-Mart launched its long-anticipated Wal-Mart Discover card Tuesday in a bid to undermine the credit card dominance of Visa and MasterCard as it moves into the financial services sector.Featuring interest rates under 9.9 percent, the card has no annual fee and is usable inside and outside of the retailer s stores, according to Wal-Mart (down $0.18 to $52.54, Research), which already offers an in-store credit card. The card offers up to 1 percent cash back on purchases and 3 cents a gallon off purchases at Wal-Mart stores.
"I think what we re going to do is offer the full spectrum of our customer financial products," said Wal-Mart spokesman Marty Heires. Heires said that the Discover would be offered to customers with established credit, and is something that customers without established credit "can aspire to."
Wal-Mart stock was little changed on the news.
零售业巨头沃尔玛公司2月22日推出公司独立发行的信用卡——发现卡（Discover card）。这是该公司除零售业外进入金融服务领域的又一举措，也是该公司为打破维萨卡和万事达卡垄断地位而出的新招。
据美国有线电视新闻网2月22日报道，新面世的发现卡不收年费，用户可以使用该卡在沃尔玛或其他地方购物，最多可享受达1％的现金折扣。沃尔玛公司发言人玛迪·西尔说，今后公司将面向客户提供全方位金融产品；该卡面向有良好信用记录的客户发行，还没有建立信用记录的客户可以申请。
美国通用公司下属的通用消费金融公司（GE Consumer Finance）负责此次沃尔玛发现卡的发行。
消息传出后，沃尔玛公司股票波动不大。
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