Wal-Mart launched its long-anticipated Wal-Mart Discover card Tuesday in a bid to undermine the credit card dominance of Visa and MasterCard as it moves into the financial services sector., `( H. e s! x
Featuring interest rates under 9.9 percent, the card has no annual fee and is usable inside and outside of the retailer s stores, according to Wal-Mart (down $0.18 to $52.54, Research), which already offers an in-store credit card. The card offers up to 1 percent cash back on purchases and 3 cents a gallon off purchases at Wal-Mart stores.
2 x$ D, H: E2 A6 d9 V "I think what we re going to do is offer the full spectrum of our customer financial products," said Wal-Mart spokesman Marty Heires. Heires said that the Discover would be offered to customers with established credit, and is something that customers without established credit "can aspire to."
1 _2 c5 V0 {2 d9 \: D8 {8 U& }8 Q Wal-Mart stock was little changed on the news.# a4 c! v: V5 G- o7 }) u3 C6 {
零售业巨头沃尔玛公司2月22日推出公司独立发行的信用卡——发现卡(Discover card)。这是该公司除零售业外进入金融服务领域的又一举措,也是该公司为打破维萨卡和万事达卡垄断地位而出的新招。7 E! n O' B2 k: `2 |
据美国有线电视新闻网2月22日报道,新面世的发现卡不收年费,用户可以使用该卡在沃尔玛或其他地方购物,最多可享受达1%的现金折扣。沃尔玛公司发言人玛迪·西尔说,今后公司将面向客户提供全方位金融产品;该卡面向有良好信用记录的客户发行,还没有建立信用记录的客户可以申请。1 V& J4 T' p" r) _0 K t
美国通用公司下属的通用消费金融公司(GE Consumer Finance)负责此次沃尔玛发现卡的发行。
6 ]& T E6 ?7 r) w- K% L/ t5 k 消息传出后,沃尔玛公司股票波动不大。 |