金融英语：经济金融术语（三）
D打白条
issue IOU
大额存单
certificate of deposit（CD）
大额提现
withdraw deposits in large amounts
大面积滑坡
wide-spread decline
大一统的银行体制
（all-in-one）mono-bank system
呆账（请见“坏账”）
bad loans
呆账准备金
loan loss reserves（provisions）
呆滞贷款
idle loans
贷款沉淀
non-performing loans
贷款分类
loan classification
贷款限额管理
credit control;to impose credit ceiling
贷款约束机制
credit disciplinary（constraint）mechanism
代理国库
to act as fiscal agent
代理金融机构贷款
make loans on behalf of other institutions
戴帽贷款
ear-marked loans
倒逼机制
reversed transmission of the pressure for easing monetary condition
道德风险
moral hazard
地区差别
regional disparity
第一产业
the primary industry
第二产业
the secondary industry
第三产业
the service industry;the tertiary industry
递延资产
deferrable assets
订货不足
insufficient orders
定期存款
time deposits
定向募集
raising funds from targeted sources
东道国（请见“母国”）
host country
独立核算
independent accounting
短期国债
treasury bills
对冲操作
sterilization operation;hedging
对非金融部门债权
claims on non-financial sector
多种所有制形式
diversified ownership
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