会计考友 发表于 2012-8-16 08:44:06

金融英语辅导之中国银行相关资料02

  Overview of the Banking Industry in China
  I.The Role of the Banking Sector in China
  Paragraph 2(P1)
  1.First, banks serve as a principal repository of liquid funds for the public.
  第一,银行是社会流动资金的集散地。
  (1)serve: v.be satisfactory for a need or purpose:利于,合适;可作……用(与as或for连用)
  例:A worm will serve as bait.蛹可作饵用。
  This room will serve for the office.这个房间可作办公室用。
  (2)the public:members of the community in general:公众;民众(此处引伸为“整个社会”)
  (3)principal repository:主要集散地;枢纽
  principal: a.highest in order of importance:最重要的
  repository:place where things are or may be stored:n.仓库,储藏所(此处引伸为“集散地,集散中心”)
  (4)liquid funds:流动资金
  liquid: a.easily sold or changed into cash:易变现的,含有大量现金的,流动的
  例:liquid assets:流动资产(指现金或易变现票据)
  to go liquid:将(尽可能多的)资产转换成现金
  liquid market:流动市场,交易旺盛的市场(某种证券的市场,这个市场有足够的股票可供出售而不扭曲价格。其反义词是thin market:交易清淡的市场)
  2.The safety and availability of such funds for transactions and other purposes are essential to the stability and efficiency of the financial system.
  银行吸纳的资金可用于储户的日常交易或其他目的,这种资金的安全性和可获得性,对保证金融体系的稳定和效率至关重要。
  (1)be essential to:对……至关重要
  essential: a.necessary;indispensable;most important
  (2)stability: n.quality of being stable:稳定性;安定
  (3)efficiency: n.state or quality of being efficient:效力;效率
  efficient: a.producing a desired or satisfactory result:有效力的;有效率的
  (4)the financial system:金融体系
  ①financial: a.of finance:金融的;财务的
  例:financial institutions:金融机构(从事证券投资业务的机构,比如银行同业协会、养老基金或保险公司)
  financial intermediary:金融中介(从事吸收存款、发放贷款业务的金融机构,包括银行、租赁公司及各种类型的金融机构)
  financial instrument:金融工具(在股票市场或其他金融市场进行的任何形式的投资,如购买股票、政府债券、大额存单、汇票等)
  ②system:group of things or parts working together in a regular relation:系统,体制;制度
  例:a payment system:支付体系,支付系统
  the whole financial system:整个金融系统
  banking system:银行体系
  information system:信息系统
  monetary(money) system:货币制度
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