21. Which one of the following best identifies the main topic of the passage?
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(A) reduction of competition in the insurance business
" ^/ m& q# g3 h* @, S6 E7 Y (B) classification of potential insurance purchasers9 D% E5 l7 h* u/ U2 ?
(C) risk avoidance in insurance sales
% h a0 t! Q$ E1 i9 L0 Z9 M/ A# V$ V (D) insurance protection and premiums
4 m1 @& a) K: X" ~3 a (E) methods of insurance classifying) U( i3 S C8 ~
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22. The passage mentions all of the following as possible or certain costs of classifying EXCEPT the cost of
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(A) collecting facts
6 @# |" W2 u0 m; G! z3 Y9 b (B) conducting statistical analyses$ C: I: Y* J* e: U
(C) selling insurance at different prices
/ h5 w( b5 e" K$ i2 x (D) a decrease in purchases by poor risks2 [6 I+ C: Y4 F) Y- Z
(E) larger, albeit fewer, claims2 T+ u/ s/ L V
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23. Which one of the following is closest to the author's expressed position on competition in the insurance business?
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& X: [+ G$ K* B$ g7 i6 n& g5 e (A) It has a significant influence on most aspects of the insurance industry.- L6 e* `: O- s+ H% s! a' g% B' I# K
(B) It is a relevant factor, but it has little practical consequence.
+ e7 L: M( y( q5 M (C) It is a basic but not very apparent element of the insurance business.
, W0 b8 [) N! ?" c (D) It provides a strong incentive for insurers to classify potential customers.5 \8 l" t8 B4 U" I0 x G" O2 ?
(E) It is influential in insurance marketing practices.
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24. The passage suggests that if all insurers classified risk, who among the following would be adversely affected?. Z; k8 _' J8 ^4 [
2 O4 |6 W! }7 }/ m1 T0 _* Q8 { (A) All insurance purchasers
7 I* A9 p$ @6 J- o0 T+ } q, N! ] (B) Insurance purchasers who would be classified as poor risks
# E% k* z* O. u7 x" ` (C) Individuals who self-insured or self protected
- u% W: T# m, g! Q' U$ ] (D) Insurers who had a high proportion of good risks in their "book" of risks
% g. O! g( ^6 d, h (E) Insurers with the most refined risk classifications7 ~8 h; k* e$ {2 J8 w5 M
- {1 g; V2 e2 C 25. Given the discussion in the first paragraph, what is the distinction, if any, between "insurance" and "self-protection"?
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(A) There is very little or no distinction between the two terms.
# S4 ^4 {0 }# h% b (B) Insurance is a kind of self-protection.& m' H7 f- S R( y; u4 B$ C
(C) Self-protection is a kind of insurance.
7 A* U2 R& t: S( O (D) Insurance and self-protection are two of several alternative means to a specific end
& s5 Q; X8 U) Z9 n0 i, Z( T (E) Insurance and self-protection are the only two alternative means to a specific end.
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26. Which one of the following is most closely analogous to the process of classification in insurance, as it is described in the passage? r; l3 B/ a2 U' ~
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(A) devising a profile of successful employees and hiring on the basis of the profile
4 E* B: p2 R* p8 w8 Z: ` (B) investigating the fuel efficiency of a make of automobile and deciding whether or not to buy on that basis9 s4 T$ i" Q: x2 ?/ e2 c
(C) assessing an investor's willingness to take risks before suggesting a specific investment
. x& X8 `' [+ e& K' Z (D) making price comparisons on potential major purchases and then seeking discounts from competing dealers
" ], `% B' k8 v2 t* x9 M& `% C (E) comparing prices for numerous minor nims and the selecting one store for future purchases |
发表于 2012-8-15 13:24:23
