21. Which one of the following best identifies the main topic of the passage?: m7 G* L3 W7 x
8 l! p6 R: A: }3 f0 a (A) reduction of competition in the insurance business
8 o" }4 V8 D4 Q0 b; H. u (B) classification of potential insurance purchasers( a3 K- z+ }+ |, q
(C) risk avoidance in insurance sales
! Z) l, m. ]8 H+ j ^( P1 p$ m (D) insurance protection and premiums
6 B* K& v* I' X% G8 i& M7 G (E) methods of insurance classifying7 T+ U* i5 d6 ^( S0 b( y- j8 f
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22. The passage mentions all of the following as possible or certain costs of classifying EXCEPT the cost of
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$ D2 Z m$ E/ M$ Q( T$ q5 J* Q d (A) collecting facts1 \) d7 b7 r1 { E
(B) conducting statistical analyses
0 w! m0 N3 o( {1 m/ I) v (C) selling insurance at different prices
7 e/ G( \% h0 u4 L (D) a decrease in purchases by poor risks! I0 @ D5 H3 |! M0 c! Z; V" f! e5 X$ U
(E) larger, albeit fewer, claims; V! C3 N( H/ A) M- u' g, X2 b( t u
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23. Which one of the following is closest to the author's expressed position on competition in the insurance business?: `- I7 [8 x( ]; K$ A
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(A) It has a significant influence on most aspects of the insurance industry.
% Q( t8 x% O: L$ a' ] (B) It is a relevant factor, but it has little practical consequence.
# t. R* {0 _6 a% M; l1 V (C) It is a basic but not very apparent element of the insurance business.7 M4 X8 q7 R* E1 z
(D) It provides a strong incentive for insurers to classify potential customers., |/ g& t) X( e. ~& Z' I8 |/ D
(E) It is influential in insurance marketing practices.
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+ I7 [) l( T$ E, v. S 24. The passage suggests that if all insurers classified risk, who among the following would be adversely affected?
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(A) All insurance purchasers2 F! J: }' e- b1 O( @ D, f) Q5 ~
(B) Insurance purchasers who would be classified as poor risks" R) E# Q3 ] M- q* v+ Z1 m2 b
(C) Individuals who self-insured or self protected
+ |! W% t0 n, n) _" ~ (D) Insurers who had a high proportion of good risks in their "book" of risks G6 F B# X2 Q! T, T
(E) Insurers with the most refined risk classifications
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2 m8 z" |# q. Q" U1 m 25. Given the discussion in the first paragraph, what is the distinction, if any, between "insurance" and "self-protection"?
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(A) There is very little or no distinction between the two terms.! {+ Q# u- P, c
(B) Insurance is a kind of self-protection.! }) N4 Z" X$ q" U
(C) Self-protection is a kind of insurance.
+ H5 E% e3 h1 u3 r7 O (D) Insurance and self-protection are two of several alternative means to a specific end
( u. |) T8 @) |* q3 q+ H3 U1 x (E) Insurance and self-protection are the only two alternative means to a specific end.
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. y. G8 _1 w/ i 26. Which one of the following is most closely analogous to the process of classification in insurance, as it is described in the passage?
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7 X7 T, H m4 H. ` (A) devising a profile of successful employees and hiring on the basis of the profile6 w) m% B ?) K3 t
(B) investigating the fuel efficiency of a make of automobile and deciding whether or not to buy on that basis5 R& W/ n& p: O0 y: ]6 w' Q
(C) assessing an investor's willingness to take risks before suggesting a specific investment3 |' H2 ^( L9 j+ G# c% s) U
(D) making price comparisons on potential major purchases and then seeking discounts from competing dealers
' }) `! }( W; n+ m7 A& a (E) comparing prices for numerous minor nims and the selecting one store for future purchases |
发表于 2012-8-15 13:24:23
