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[综合类英语] 2012职称英语综合类完形填空练习题(十一)

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发表于 2012-8-15 23:46:35 | 显示全部楼层 |阅读模式
  PASSAGE 22& Z) d6 A2 H5 d! {! V7 {
  Federal Deposit Insurance Corporation. b, O! p& X, {* i2 _; r9 Y% m
  Before 1933, and particularly during the period 1929-33, bank failures were not uncommon. _1_ a bank overextended itself in creating credit or if several of its important loans could not be _2_, depositors in the bank would frequently become panicky and begin to make large withdrawals. __3__ the bank had only a small number of its deposits backed by currency, the band would soon be unable to meet withdrawals, and most depositors __4__ their money. Most frequently a bank merely needed time to improve its cash position by __5__ some of its loans and not making additional ones. In 1933, the number of bank failures __6__ a peak, forcing the federal government to intervene and __7__ the banks temporarily. To help restore the public's confidence __8__ banks and strengthen the banking community, Congress passed legislation setting up the Federal Deposit Insurance Corporation. __9__ corporation, an agency of the federal government, now insures over 90 percent of all mutual savings and commercial bank deposits for __10__ $100,000 per deposit. The FDIC has __11__ its insurance fund by charging member institutions one-twelfth of 1 percent of their total deposits.7 E2 T; l; q% J) R& Z5 H( \
  As a result of the protection provided by the FDIC and through other kinds of supervision, bank failures have been __12__ to a few isolated instances. When deposits are federally insured, people __13__ rush to withdraw their money if they __14__ the financial condition of their bank. The delay gives the banks the necessary time to adjust their cash credit balance, and this action helps to reduce the __15__ of bankruptcy. For an example of the value of the FDIC, note that the failure in 1974 of the huge Franklin National Bank did not touch off a panic, and that depositors lost no money as Franklin was taken over by another bank.
& i/ p( j5 O3 d  EXERCISE:; P. g" i! X; ~& L
  1. A) Although B) Even if C) If D) Because: m# v' S- n# g$ j/ Q8 Y
  2. A) repaid B) deposited C) found D) saved
4 Q, r: y$ z  }+ z  3. A) Because B) Because of C) As a result D) considering
0 Y" l5 _7 Q2 Q/ [3 [! N  4. A) lost B) had lost C) will lose D) would lose5 o) A7 _! o( q+ R9 q1 {
  5. A) calling on B) calling for C) calling off D) calling in9 k! U* I; J* V
  6. A) fell from B) reached C) climbed up D) arrived$ N, _$ l- I- b( m
  7. A) closed B) closing C) close D) has closed2 i6 {# K( ^8 `3 c' H- d8 `, E& y
  8. A) to B) in C) of D) into7 M- \6 I9 F0 m
  9. A) For the B) This C) As a D) A- b$ _) m. o; ]! `1 o
  10. A) up to B) as much C) as many as D) equal: {# z$ Z# s; ~7 D6 `1 t4 d
  11. A) built up B) build up C) been built D) build' p9 T) p/ J' y/ w4 a; h; n
  12. A) growing B) increased C) reduced D) disappeared
6 V" p8 k7 f( W4 \! f$ h  13. A) no B) any more C) no longer D) not, D+ Y/ C2 Q  C7 z% h
  14. A) become concerned about B) become concerned with
! T/ r1 {5 m! t5 Z5 n  ~/ |' V  C) become concerned in D) concern
' k  Z/ g* x( o! a9 V8 G/ I+ J+ O  15. A) likely B) possibility C) possibly D) opportunity
3 q. a6 I3 ~+ u* D" k  Key: CAADD BCBBA ACCAB
; W% F" m, z  ?  PASSAGE 23
; l3 T' d/ i( n* h) v) [3 Y- C  Brokers5 z4 Q! W- O2 W7 N/ c* e8 ~2 r
  Brokers neither physically handle products being distributed nor work on a continuing __1__ with their principals. __2__, a broker is an independent wholesaling middleman that brings buyers and sellers together and provides market information to either party. Most brokers work for sellers, __3__ a small percentage represent buyers.5 M- Q1 b& z  b" f
  Brokers have no authority to set prices. They simply negotiate a sale and leave it up to the seller to accept or __4__ the buyer's offer. They also furnish considerable market information __5__ prices, products, and general market conditions.
" [; L5 J& ?' o  Because of the limited services provided , brokers receive relatively small commissions-5 percent or less. __6__, brokers need to operate on a low -cost basis.
2 }) C, {! k  B% {* K4 {  Food brokers __7__ buyers and sellers of food and __8__ general-merchandise items to one another and bring them together to complete a sale. They are well __9__ about market conditions, terms of sale, sources of credit, price setting, potential __10__, and the art of negotiating. They do not actually provide credit but sometimes store and deliver goods. Brokers also do not __11__ goods and usually are not allowed to complete a transaction __12__formal approval. Like other brokers, food brokers generally represent the seller, who pays their commission.6 Q( C! o" V) W+ d2 t4 k
  Food brokers, __13__manufactures' agents, operate in specific geographic locations and work for a limited __14__ of food producers within these areas. Their sales force calls on chain-store buyers, store managers, and institutional purchasing agents. Brokers work __15__with advertising agencies. The average commission for food brokers is 5 per cent of sales.
" G' V- S2 O% f0 Q  EXERCISE:
% l% w# \+ V" ^. }! z4 [  1. A) basic B) basical C) basically D) basis
& J$ W" {1 u6 _3 p5 }3 n! N  2. A) Instead of B) Instead C) So D) Therefore) H9 K7 q0 z+ r8 @
  3. A) for example B) as a result C) since D) although
9 M5 G. s6 b- [; B7 }" F+ I  4. A) raise B) take C) reject D) lower
) n& g4 W$ f$ ]1 ^  5. A) regards B) in relation C) with regard D) regarding
: e/ a3 y1 A* c& ?5 @" U; w  6. A) However B) Therefore C) For instance D) Because2 Z! ~  Z/ q- V8 g
  7. A) introduce B) to introduce C) take D) bring
: _4 h3 y4 ]2 f! ]3 q% [  8. A) relating B) relate C) to relate to D) connected with8 F9 p3 X: p$ O
  9. A) informed of B) informing C) known D) informed1 A+ w& M6 Z5 {; H
  10. A) sellers B) people C) buyers D) agents
# T9 ]/ h' [& A  11. A) take title to B) take title of C) have title of D) give the title to
  `! s! ~. F% m$ P0 H4 T5 P  x1 ]0 v4 w  12. A) with B) have C) in the possession of D) without  x! A9 M* F" [& w7 \
  13. A) alike B) like C) resemble D) look like
  n" |: Y7 g' e! v4 u  14. A) number B) sum C) amount D) quantities
7 B" [5 i/ l; T% j/ b' m' \  15. A) close B) loose C) closely D)closer! F' {/ S% _! w( B: B8 M. B
  Key: DBDCD BABDC ADBAC
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