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[综合类英语] 2012职称英语综合类完形填空练习题(十一)

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发表于 2012-8-15 23:46:35 | 显示全部楼层 |阅读模式
  PASSAGE 22
% t9 O; h! ~7 h  Federal Deposit Insurance Corporation' x- B# D. Q6 |) x3 ^
  Before 1933, and particularly during the period 1929-33, bank failures were not uncommon. _1_ a bank overextended itself in creating credit or if several of its important loans could not be _2_, depositors in the bank would frequently become panicky and begin to make large withdrawals. __3__ the bank had only a small number of its deposits backed by currency, the band would soon be unable to meet withdrawals, and most depositors __4__ their money. Most frequently a bank merely needed time to improve its cash position by __5__ some of its loans and not making additional ones. In 1933, the number of bank failures __6__ a peak, forcing the federal government to intervene and __7__ the banks temporarily. To help restore the public's confidence __8__ banks and strengthen the banking community, Congress passed legislation setting up the Federal Deposit Insurance Corporation. __9__ corporation, an agency of the federal government, now insures over 90 percent of all mutual savings and commercial bank deposits for __10__ $100,000 per deposit. The FDIC has __11__ its insurance fund by charging member institutions one-twelfth of 1 percent of their total deposits.. c. o8 Z( g$ r2 \/ m1 s5 ?, I
  As a result of the protection provided by the FDIC and through other kinds of supervision, bank failures have been __12__ to a few isolated instances. When deposits are federally insured, people __13__ rush to withdraw their money if they __14__ the financial condition of their bank. The delay gives the banks the necessary time to adjust their cash credit balance, and this action helps to reduce the __15__ of bankruptcy. For an example of the value of the FDIC, note that the failure in 1974 of the huge Franklin National Bank did not touch off a panic, and that depositors lost no money as Franklin was taken over by another bank.$ ?& C+ ]; V& _' @# z9 S4 w4 Y
  EXERCISE:
1 E) ?* \1 f1 {4 p  1. A) Although B) Even if C) If D) Because
/ J# F( I: R9 S# k, l1 A! O  2. A) repaid B) deposited C) found D) saved
0 ^0 o9 ^2 H" i  3. A) Because B) Because of C) As a result D) considering6 J* K+ |7 S% I
  4. A) lost B) had lost C) will lose D) would lose
6 @2 o' g& x3 c. U  5. A) calling on B) calling for C) calling off D) calling in1 r5 q( f2 [$ s* }7 t7 A
  6. A) fell from B) reached C) climbed up D) arrived
. l9 S, g8 P* Z- b0 x  7. A) closed B) closing C) close D) has closed! S( W( ~6 V5 a1 `+ J
  8. A) to B) in C) of D) into
! i& p) @: w% _9 p6 w8 w) D0 F  9. A) For the B) This C) As a D) A
% @% T; ]7 X; u4 J6 q- N2 w) {  10. A) up to B) as much C) as many as D) equal
% N5 h' K4 w1 H7 a8 J8 |, e3 {- i& {  11. A) built up B) build up C) been built D) build, z' I  e  b7 H
  12. A) growing B) increased C) reduced D) disappeared) I8 \6 ^! p% ]/ Q+ V, E# b. u& M! k
  13. A) no B) any more C) no longer D) not
3 I2 x$ P* ]* E  t, Z/ b/ s1 }, _  14. A) become concerned about B) become concerned with
4 ^' u/ B1 l# _  L  C) become concerned in D) concern; q1 @) H- {1 @+ G$ N3 s. T
  15. A) likely B) possibility C) possibly D) opportunity
$ K3 A6 u3 R7 l3 f4 @7 R  Key: CAADD BCBBA ACCAB8 H+ a! m) b1 u2 b% i
  PASSAGE 23( l6 P+ s; Q! I+ K; M# [4 j  G" v
  Brokers
" T) j* ?; I: m1 Z- U8 w) {5 Q: r' r  Brokers neither physically handle products being distributed nor work on a continuing __1__ with their principals. __2__, a broker is an independent wholesaling middleman that brings buyers and sellers together and provides market information to either party. Most brokers work for sellers, __3__ a small percentage represent buyers.
4 X9 R. |% v4 G7 W% L  {  Brokers have no authority to set prices. They simply negotiate a sale and leave it up to the seller to accept or __4__ the buyer's offer. They also furnish considerable market information __5__ prices, products, and general market conditions.9 m3 O% c, v8 A! S) d
  Because of the limited services provided , brokers receive relatively small commissions-5 percent or less. __6__, brokers need to operate on a low -cost basis.3 M* R9 z, m  o7 a8 f
  Food brokers __7__ buyers and sellers of food and __8__ general-merchandise items to one another and bring them together to complete a sale. They are well __9__ about market conditions, terms of sale, sources of credit, price setting, potential __10__, and the art of negotiating. They do not actually provide credit but sometimes store and deliver goods. Brokers also do not __11__ goods and usually are not allowed to complete a transaction __12__formal approval. Like other brokers, food brokers generally represent the seller, who pays their commission.+ p) K7 {2 g6 ~$ g' a
  Food brokers, __13__manufactures' agents, operate in specific geographic locations and work for a limited __14__ of food producers within these areas. Their sales force calls on chain-store buyers, store managers, and institutional purchasing agents. Brokers work __15__with advertising agencies. The average commission for food brokers is 5 per cent of sales.
% Y- B  N# D) w+ A3 I8 c# w8 @  EXERCISE:7 T6 U1 E5 \% S1 \" }
  1. A) basic B) basical C) basically D) basis$ q2 u4 f/ M; A) t+ S4 @
  2. A) Instead of B) Instead C) So D) Therefore
) c! j+ f6 G. |/ c. g/ r8 H  3. A) for example B) as a result C) since D) although
- k. H8 O* Y3 J5 T6 ?% I  4. A) raise B) take C) reject D) lower4 m* ^3 [( n. Y& T3 O6 y
  5. A) regards B) in relation C) with regard D) regarding* v" l2 W( H5 T- F, Y
  6. A) However B) Therefore C) For instance D) Because
& E- ^. J6 i1 `' n7 }  7. A) introduce B) to introduce C) take D) bring3 q+ d1 Z) |- B9 Z
  8. A) relating B) relate C) to relate to D) connected with
" O" z5 m# s, A& ^* \" f  9. A) informed of B) informing C) known D) informed) M5 q. g; f* b' |
  10. A) sellers B) people C) buyers D) agents8 s! c/ f7 M% ~% }! H7 P4 U" E  l
  11. A) take title to B) take title of C) have title of D) give the title to
; |: x' G/ A; n  `/ ?+ ]  12. A) with B) have C) in the possession of D) without
' F" j0 N! ^8 n3 T/ t% }4 q  ]+ a  13. A) alike B) like C) resemble D) look like/ k. d% l( W4 E1 f7 a" C: g
  14. A) number B) sum C) amount D) quantities
# F0 A$ N; g% P9 p7 m0 Y; }8 X  15. A) close B) loose C) closely D)closer" ]% `. q. v# b+ D# A" Q% u# a
  Key: DBDCD BABDC ADBAC
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