金融英语综合辅导：InquiringaboutPeonyCard（4）

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
' }4 [2 ]: d  g: C; {. C; ], C2 Q　　B:really? What’s that?
# g, s1 X: w: f" V: Y3 u1 n, D　　A:Peony MoneyLink Card.
　　B:What is a “MoneyLink” Card?
$ b3 P7 R1 X7 C　　A:Oh.Is is a versatile card that links a lot of businesses.
　　B:“Versatile?” What does it mean?
　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
, S* z" c- G$ b! g　　B:Anything else?
　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
7 V5 `+ y$ C+ z5 i　　B:Oh.That’s what I want.
6 i% k5 v2 l. e7 l# e( V: B　　A:But,it is only a debit card without the function of credit consumption.
+ l1 e+ B7 ]" F: Z　　B:It doesn’t matter.
　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
　　B:真的吗？那是什么卡？
8 v5 Y1 [% y3 L6 k; w# b　　A:牡丹“灵通”卡？
　　B:什么是灵通卡？
　　A:喔。它是一种多用途卡。
1 `$ G- Q2 t2 y% E1 R　　B:“多用途”？这是什么意思呢？
  ~( K0 q. r3 ?　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
　　B:还有其它用途吗？
6 i" Y$ M$ V: n' G: h" N　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
　　B:噢。这正是我想要的。
　　A:但它只是一种借记卡,没有信用消费的功能。
　　B:没关系。
7 o  C+ J2 K0 p% B& H( c　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
3 i9 f  {# c5 n1 l5 a3 _3 j! d7 v3 W　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
　　A:Oh.What a big family!
/ C, \; x& A5 V) p( [- h  E7 J　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
　　A:What is a Peony Smart Card?
- {# q7 w! r. d0 v* |: z# @2 ^: v　　B:A Peony Smart Card can only be used online.
8 J, P3 I, n1 S  m! X4 |　　A:How about a Peony International Card?
　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
　　A:Can it be settled on RMB?
# Q1 Z1 ]! t$ @$ Q　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
+ C  R2 H2 w/ G% c　　A:Ah. A Peony International Card is all right for me.
) P; \; l6 Q6 n7 `  J/ ~　　B:Thank you for choosing the ICBC.
4 u" S7 W5 }) o$ L' t- I7 e　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
* [5 k* ]! Z1 J* g7 Y" g　　A:哦。真是一个大家族。
$ p; Y3 t4 O  l' ?2 O$ n　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
( i8 e1 d7 @* g$ |! v　　A:牡丹智能卡有什么功能呢？
　　B:牡丹智能卡只能在网上银行使用。
- W+ I2 }* b5 t# l1 e0 a! Z9 z; T" c　　A:牡丹国际卡又如何呢？
$ X5 C6 O) H1 j2 P7 X4 ~) D　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
: c8 ~: p5 ?# s. R# t　　A:它可以用人民币结算吗？
  R1 s. [) B1 J9 o$ D　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
　　A:啊，牡丹国际卡对我正合适。
　　B:谢谢您选择工行。