金融英语综合辅导：InquiringaboutPeonyCard（4）

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
, C6 Q$ s$ x0 O. o$ S4 {　　B:really? What’s that?
/ }1 j! N" O/ d) C5 [　　A:Peony MoneyLink Card.
/ O1 e+ W( Q0 z: x+ W' }. }1 a9 f　　B:What is a “MoneyLink” Card?
　　A:Oh.Is is a versatile card that links a lot of businesses.
　　B:“Versatile?” What does it mean?
　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
　　B:Anything else?
: P8 N! ]' H; s! F7 B* c! w　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
" l; d$ S7 Z  j6 C8 q　　B:Oh.That’s what I want.
　　A:But,it is only a debit card without the function of credit consumption.
　　B:It doesn’t matter.
' N1 C+ Q* [; I2 T　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
1 }" d6 d) ^0 I9 n/ l! l3 X+ Q) g+ q/ F　　B:真的吗？那是什么卡？
　　A:牡丹“灵通”卡？
　　B:什么是灵通卡？
8 _% ^+ l( P% W4 j" v' K4 d　　A:喔。它是一种多用途卡。
: Y& P" T/ R( b　　B:“多用途”？这是什么意思呢？
' ^* M! O3 }* o' V　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
* |& b$ {4 Y( ^　　B:还有其它用途吗？
　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
　　B:噢。这正是我想要的。
　　A:但它只是一种借记卡,没有信用消费的功能。
　　B:没关系。
　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
　　A:Oh.What a big family!
. k; s6 B0 v* L1 q7 d　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
　　A:What is a Peony Smart Card?
　　B:A Peony Smart Card can only be used online.
　　A:How about a Peony International Card?
1 i) k8 r/ m5 [: T: {( ?* B" W　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
　　A:Can it be settled on RMB?
  Q. e7 Q& q& B, x8 q　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
, D' m0 v! i! r) m* G; k　　A:Ah. A Peony International Card is all right for me.
　　B:Thank you for choosing the ICBC.
- E$ q9 @9 J9 P5 d; d　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
3 b! P0 @# G! t' o2 P6 b( |* ]0 ~4 K　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
　　A:哦。真是一个大家族。
+ \9 J. }3 r! ]' d! ~　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
+ k, P( w( I: o. ?* m0 O　　A:牡丹智能卡有什么功能呢？
  U2 F4 ]0 Q: f　　B:牡丹智能卡只能在网上银行使用。
　　A:牡丹国际卡又如何呢？
　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
6 f- S9 O6 T, J/ k　　A:它可以用人民币结算吗？
6 n2 v4 _1 b; B; u: f& }- R1 l　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
　　A:啊，牡丹国际卡对我正合适。
　　B:谢谢您选择工行。