金融英语综合辅导：InquiringaboutPeonyCard（4）

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
! t( f6 y- U% F( W" k　　B:really? What’s that?
2 f9 j& y8 {/ o　　A:Peony MoneyLink Card.
! I; f3 e3 I4 C4 K7 R( S6 d　　B:What is a “MoneyLink” Card?
# ^& F& V( ]( z7 G9 O& o　　A:Oh.Is is a versatile card that links a lot of businesses.
1 c0 S; u- u4 a$ M　　B:“Versatile?” What does it mean?
. r! ]; q: s& l, t4 g6 N5 K　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
　　B:Anything else?
　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
. S4 f2 D8 n: e5 a3 k　　B:Oh.That’s what I want.
　　A:But,it is only a debit card without the function of credit consumption.
　　B:It doesn’t matter.
　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
　　B:真的吗？那是什么卡？
　　A:牡丹“灵通”卡？
; w5 P2 z3 y, y) A　　B:什么是灵通卡？
　　A:喔。它是一种多用途卡。
　　B:“多用途”？这是什么意思呢？
# Y0 G2 f$ `. ]; O3 {9 {$ ^7 m$ _　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
8 I  y" l; v4 e　　B:还有其它用途吗？
　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
& c7 y3 s4 ?2 ~( v7 a# N! ]　　B:噢。这正是我想要的。
　　A:但它只是一种借记卡,没有信用消费的功能。
　　B:没关系。
- S' x* Q5 {! y- K　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
! [1 q. d6 Y7 v( T5 ^　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
( W7 c# B0 [/ W& b　　A:Oh.What a big family!
& X# X% }) T% |" x　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
% Y2 G7 z6 Q- n　　A:What is a Peony Smart Card?
# h& ]% {7 i4 L7 _6 j　　B:A Peony Smart Card can only be used online.
5 s+ I8 y6 t  u7 K, V( v7 f" o　　A:How about a Peony International Card?
" X: c" C: X& J% f0 `. i7 h　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
  _0 n0 }& N9 Z　　A:Can it be settled on RMB?
5 h. p; K! z3 c7 d; K1 Z" n( z9 F$ h　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
/ A) z" s+ j. W* R; l/ \9 [　　A:Ah. A Peony International Card is all right for me.
　　B:Thank you for choosing the ICBC.
　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
. \6 Z$ J4 N6 ?5 l　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
　　A:哦。真是一个大家族。
　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
0 n- Z3 U3 K  n, D& [* z: Z$ o　　A:牡丹智能卡有什么功能呢？
7 |3 b/ e9 }$ K* F0 [　　B:牡丹智能卡只能在网上银行使用。
8 _& O( u2 f2 V/ P; C9 k　　A:牡丹国际卡又如何呢？
' P! k; t4 T* ^  f  l. p+ ~2 {　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
0 u. T& u2 `- S7 ?' r　　A:它可以用人民币结算吗？
+ L+ f* ~- ?9 G* f+ @8 v　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
　　A:啊，牡丹国际卡对我正合适。
　　B:谢谢您选择工行。