D
3 m8 Q' ^4 [& F3 [0 x% U2 ~) i 打白条 issue IOU! j$ Z/ V7 X' _
大额存单 certificate of deposit(CD)
' @* B% n. t9 [2 U/ _2 [" ` L3 q 大额提现 withdraw deposits in large amounts. x/ P2 `! z. o) x& o) ^# |0 S
大面积滑坡 wide-spread decline+ Y, w- Z. k; H3 ?
大一统的银行体制 (all-in-one)mono-bank system
: m- J5 W: n9 D. x0 @ G7 j. k 呆账(请见“坏账”) bad loans
" v& ^# |( s3 y7 F$ k% \) z- N6 N 呆账准备金 loan loss reserves(provisions)3 \0 M7 ^3 Z. y
呆滞贷款 idle loans
& y, B6 i1 M9 |( I4 g$ q 贷款沉淀 non-performing loans- @4 m2 L+ p. G
贷款分类 loan classification
* B1 B+ L" W" G L- |6 T" ~' G 贷款限额管理 credit control;to impose credit ceiling# O9 c9 ]9 m% d7 o# Z; ~0 Z
贷款约束机制 credit disciplinary(constraint)mechanism4 W: u" E% \0 J) j: v
代理国库 to act as fiscal agent
) w% ]2 z0 T# D' ]* O 代理金融机构贷款 make loans on behalf of other institutions t- [! A. N0 G; l* ^$ B* M
戴帽贷款 ear-marked loans; @4 @# u' V A1 i& ^, O
倒逼机制 reversed transmission of the pressure for easing monetary condition
0 R0 W5 y# M- n4 z+ O s 道德风险 moral hazard( ?# `. `, x* s1 Y
地区差别 regional disparity! J! d5 Q9 q" U" {
第一产业 the primary industry
/ O; r3 C( }# z7 d& j 第二产业 the secondary industry9 P1 F) c1 {: V, g; i
第三产业 the service industry;the tertiary industry' e% |5 s2 \8 ~9 S* `6 E' N% Y* ]
递延资产 deferrable assets; w+ ~* V. ?" ^& u' M+ k
订货不足 insufficient orders
; S+ l+ @ X( x6 W$ G( v 定期存款 time deposits
" `! i/ \( y0 L2 y5 z. P 定向募集 raising funds from targeted sources0 e2 }/ M( O# N j
东道国(请见“母国”) host country
, Z% k2 \! k' `0 m/ V9 P) V 独立核算 independent accounting ]* j0 i( c/ s
短期国债 treasury bills
$ C& k' o" I0 }, A1 r2 d 对冲操作 sterilization operation;hedging
7 [4 x5 ?# }! p2 j( f+ V 对非金融部门债权 claims on non-financial sector) Y2 D7 ]& i) }, T. c$ V& M# n
多种所有制形式 diversified ownership# m( Q9 v9 Q8 m2 S! m+ e3 O) P8 X
E
( C* T' B5 J( L1 Z; I( z) F 恶性通货膨胀 hyperinflation8 B, p$ S7 c6 h5 c
二级市场 secondary market. W$ r) P L2 W: C1 L
F: ?% M- K! `* f. O7 @. f
发行货币 to issue currency+ `; {4 {; q1 A4 h, y6 B( ^2 ]
发行总股本 total stock issue
0 ~/ _" y- j% d1 A$ | 法定准备金 required reserves;reserve requirement- x Q. ?/ p9 B' n- v5 D& n( u
法人股 institutional shares
# h$ t& S# Q+ ]; [ K% E- P 法人股东 institutional shareholders, B3 d9 Q/ V1 G" e' w
法治 rule of law& }. B2 n6 @+ B2 g( h+ {# {* d
房地产投资 real estate investment' s1 f* Y* r7 F+ ]
放松银根 to ease monetary policy; I$ [& d8 o- J
非现场稽核 off-site surveillance(or monitoring)4 T& G; `, A! z
非银行金融机构 non-bank financial institutions. m! ~) t# T" g4 V3 ^2 S. ~
非赢利性机构 non-profit organizations
* R7 u, ]# L. a' }5 s2 a 分税制 assignment of central and local taxes;tax assignment system& ?- p/ V( ^4 `
分业经营 segregation of financial business(services);division of business scope based on the type of financial institutions
1 Q% J" d: g$ l3 B 风险暴露(风险敞口) risk exposure
* B3 t1 L; Q; S. d% |; A$ y5 p 风险管理 risk management
) @& `8 `6 O8 U( H: h3 {- [ 风险意识 risk awareness
3 e' U) R2 w% u; A7 d* u% j6 {/ F 风险资本比例 risk-weighted capital ratios
2 W: e0 B; Y w; {9 r2 L5 t0 f 风险资本标准 risk-based capital standard/ `9 t/ b- P" E( J2 D( g" C! G7 y
服务事业收入 public service charges;user's charges6 f. l8 h; }4 ]* Y6 J8 B
扶贫 poverty alleviation# x" ~0 r4 h+ F/ ~# x
负增长 negative growth
/ x: o! N Q! ?- e 复式预算制 double-entry budgeting;capital and current budgetary account |