金融英语综合辅导汉译英(2)

会计考友

　　D
　　打白条 issue IOU
　　大额存单 certificate of deposit（CD）
  v4 s5 f. ]; l5 N( C　　大额提现 withdraw deposits in large amounts
* _( T. d0 x; o, R- Q　　大面积滑坡 wide-spread decline
　　大一统的银行体制 （all-in-one）mono-bank system
( v' N: A4 e. T/ Z0 T: X5 v$ }" z" d　　呆账（请见“坏账”） bad loans
" {# I+ s9 l9 y3 ]& A# U　　呆账准备金 loan loss reserves（provisions）
　　呆滞贷款 idle loans
6 J2 X8 s% |9 c) n: @6 K' Q　　贷款沉淀 non-performing loans
　　贷款分类 loan classification
　　贷款限额管理 credit control;to impose credit ceiling
2 ]1 H8 A. Z  H6 W　　贷款约束机制 credit disciplinary（constraint）mechanism
　　代理国库 to act as fiscal agent
" ?0 T- `- d; c　　代理金融机构贷款 make loans on behalf of other institutions
　　戴帽贷款 ear-marked loans
　　倒逼机制 reversed transmission of the pressure for easing monetary condition
/ S6 M9 p4 H9 S4 m+ w　　道德风险 moral hazard
　　地区差别 regional disparity
　　第一产业 the primary industry
　　第二产业 the secondary industry
7 W3 G3 h( ~. f! _2 w! f　　第三产业 the service industry;the tertiary industry
　　递延资产 deferrable assets
　　订货不足 insufficient orders
　　定期存款 time deposits
& q1 L3 \4 s" q# h7 @　　定向募集 raising funds from targeted sources
& w- X/ V5 x) H( j( K! q: I& h　　东道国（请见“母国”） host country
　　独立核算 independent accounting
2 O; |/ b6 V( V　　短期国债 treasury bills
　　对冲操作 sterilization operation;hedging
　　对非金融部门债权 claims on non-financial sector
/ g' B+ i. C, _- {, [- N! ]　　多种所有制形式 diversified ownership
0 P) W+ o% B" m6 Y) |( _　　E
& ^5 J; a: t3 o" G　　恶性通货膨胀 hyperinflation
- I4 P. |, \# y3 d4 t  K　　二级市场 secondary market
- Y/ f7 g+ ?1 B" u9 _$ w+ h: l　　F
　　发行货币 to issue currency
) Q" h2 j5 \/ ~; L+ p3 o　　发行总股本 total stock issue
　　法定准备金 required reserves;reserve requirement
　　法人股 institutional shares
　　法人股东 institutional shareholders
　　法治 rule of law
  A7 z, v" w, n- }　　房地产投资 real estate investment
　　放松银根 to ease monetary policy
+ c, q# }" ]% ~2 f7 ?　　非现场稽核 off-site surveillance（or monitoring）
. H2 B# M5 H" u# U1 _0 @　　非银行金融机构 non-bank financial institutions
　　非赢利性机构 non-profit organizations
" a+ `9 O+ V/ E7 q7 c* o! G9 F$ T' u　　分税制 assignment of central and local taxes;tax assignment system
　　分业经营 segregation of financial business（services）;division of business scope based on the type of financial institutions
　　风险暴露（风险敞口） risk exposure
　　风险管理 risk management
　　风险意识 risk awareness
' I8 T, J( e7 j　　风险资本比例 risk-weighted capital ratios
　　风险资本标准 risk-based capital standard
( x2 t( Z) m* o# }9 u　　服务事业收入 public service charges;user's charges
　　扶贫 poverty alleviation
3 a1 J: P' A. _' p+ i# L　　负增长 negative growth
* z# [. M6 t+ c, T% \/ D　　复式预算制 double-entry budgeting;capital and current budgetary account