D( P: X G/ P) |" }# Z K
打白条 issue IOU% t: \% O% t7 ?/ f2 i& A6 n3 _
大额存单 certificate of deposit(CD)# G2 a- Q# F9 _6 S: Z% s
大额提现 withdraw deposits in large amounts
7 o0 Y4 n; z W( @/ h- S) |) H 大面积滑坡 wide-spread decline
7 Y: k% Y( m& @, N5 D 大一统的银行体制 (all-in-one)mono-bank system
5 Z' Q7 F6 X& \3 ~2 g8 i6 m1 t, M8 X# a 呆账(请见“坏账”) bad loans( c0 S+ m+ E, H
呆账准备金 loan loss reserves(provisions)9 l1 A& b% a2 ?- |$ L* O# P
呆滞贷款 idle loans
& Z4 c2 z' e% C 贷款沉淀 non-performing loans: {8 M- W d% X; ?) F
贷款分类 loan classification
) n+ k. l6 Q; l& ]# _ 贷款限额管理 credit control;to impose credit ceiling& M' Q* k4 u8 f$ O, O( u
贷款约束机制 credit disciplinary(constraint)mechanism
" f$ D- e- W8 g0 K4 i- C" A 代理国库 to act as fiscal agent
: d, |8 \8 J/ s6 r+ K. P6 q 代理金融机构贷款 make loans on behalf of other institutions
& K7 {/ [& `6 ^0 @4 C3 W 戴帽贷款 ear-marked loans( M- V1 V( b: {; _7 E# v
倒逼机制 reversed transmission of the pressure for easing monetary condition
9 s7 _) I3 S3 h/ m2 o+ } 道德风险 moral hazard
+ l; B) q. X0 X! m) o( a7 P 地区差别 regional disparity
* [: f, E* T0 v/ F; l) l/ u 第一产业 the primary industry1 J- ~- C; C, Z( J$ f) I
第二产业 the secondary industry4 N4 ]/ W, @6 A. i/ R
第三产业 the service industry;the tertiary industry# }7 C. S/ ]2 o
递延资产 deferrable assets5 k% ~" s, l5 K; l1 q- b! p' C+ c
订货不足 insufficient orders; i5 n; L$ F3 j3 z
定期存款 time deposits
+ S. o0 ]; |- l6 r6 a" Y0 ^6 [8 C 定向募集 raising funds from targeted sources
' y% {5 r! [& k 东道国(请见“母国”) host country
6 T9 h% D3 U! W: h 独立核算 independent accounting" M6 Y" [2 i* b+ ~
短期国债 treasury bills
2 M9 k& k U+ s) y 对冲操作 sterilization operation;hedging
3 @ Q6 N! S2 x( P; A# { 对非金融部门债权 claims on non-financial sector- S1 p8 O- R9 }: }& s
多种所有制形式 diversified ownership
/ r; T0 v& [) {2 d, s6 W E* `9 Z5 d& x5 _! d0 B
恶性通货膨胀 hyperinflation4 [# Q+ m9 w% q9 r8 p0 @
二级市场 secondary market
% p, J7 B2 y! b' F F
9 m T5 E6 u! H9 a/ s1 M 发行货币 to issue currency5 C4 G; t+ u+ |: v0 Z4 ~
发行总股本 total stock issue! E* u3 k, c6 n& T
法定准备金 required reserves;reserve requirement% k E1 ^" ]& g% P# N7 o$ p
法人股 institutional shares2 r9 S7 I3 S$ M g
法人股东 institutional shareholders
% O) m3 P" Q0 B/ g 法治 rule of law! E' V' K5 V1 G
房地产投资 real estate investment
, k( |4 L( z1 s% [" o 放松银根 to ease monetary policy
) v* A6 a" m7 ~* D 非现场稽核 off-site surveillance(or monitoring)
! w( s/ g. r0 H; g) V 非银行金融机构 non-bank financial institutions F: e! K: g0 ], V9 \5 Q! d
非赢利性机构 non-profit organizations8 D* b+ n; V8 h8 v; i; J
分税制 assignment of central and local taxes;tax assignment system
6 h% g. u2 f' b2 A) Y* K! ^7 o 分业经营 segregation of financial business(services);division of business scope based on the type of financial institutions
: H4 r1 r6 `1 h; ^. y 风险暴露(风险敞口) risk exposure6 m/ e, c6 T1 ^2 y/ r+ v+ Y
风险管理 risk management+ h1 S6 R: s: \3 v) U$ L6 E
风险意识 risk awareness
' U& |' P7 ^) Q 风险资本比例 risk-weighted capital ratios
4 j" V5 _7 n0 J 风险资本标准 risk-based capital standard
% U+ v1 G9 i' @ 服务事业收入 public service charges;user's charges
0 c) R0 H* r) ~0 t& O& F 扶贫 poverty alleviation: B2 u6 Q6 p& C0 ?! t# i
负增长 negative growth
+ n4 ~) W' g8 i3 ?7 D 复式预算制 double-entry budgeting;capital and current budgetary account |