11. What is Dollar Cost Averaging? ______.; d x7 Q" v/ R- y' c! A5 e
A. A brokerage account that gives investors cheap trades* T' z( [& W8 M: t
B. The idea that prices tend to rise over the long term
9 v/ z8 Z* {# @2 {5 ]# [( K C. Buying stocks that are below average in value1 b" c! g% p; _* x! M8 p8 k* G2 W
D. A flat quarterly mutual fund fee averaged throughout the year
, r/ h3 J$ N2 B0 a- d" y) j! o E. A strategy of investing money on a regular basis to take advantage of market fluctuations, C0 o( D9 y' J0 K. G
12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
/ p4 x& C3 H- V6 c. A& Z* L% N4 [ A. a vostro account... a nostro account
( y! B( P7 ?& Z B. a vostro account…a mirror account5 ^3 u* D- t- s
C. a mirror account…a nostro account& o: q$ B/ X3 l' ^
D. a nostro account... a vostro account
* L' q- g3 V. a, a 13. Under FOB terms the bill of lading would state goods ______.0 e& x% ?/ Y( s/ c5 l* F
A. loaded on board, freight payable at destination4 y0 c4 i7 P/ U, R- E, s
B. loaded on board, freight paid
; x# p: b$ g1 L C. received for shipment, freight paid
( n, w$ c4 o# K3 @ D. received for shipment, freight payable at destination
3 D, a d1 Z# Z$ M& ^ 14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.! p9 B# m0 ]* A& C! F" ?
A. sources of the funds
$ ^7 a- B U2 j* p B. share capital8 z3 P" Y& P/ \1 \, S! F7 D' K
C. investments
$ ^$ f y6 C/ E4 r$ C, }. \ D. advances to customers( Z# ?% C, v6 N; ]- u
15. International payments and other messages are often sent through an international computer network called ______.: R3 O* ~4 c: t0 F. g
A. CHAPS% P+ F B) v/ A4 S6 t; Z
B. BACS, v" a- W8 r/ ]9 B) }" N7 \4 N
C. SWIFT
: g2 {, K- Z: W n' z" m+ a8 q4 g D. EIMT
, B6 ]. O, X9 C" I 16. Low levels of uncertainty (risk) are associated with .
* D9 Q. x7 j: f A. stocks
1 q2 e6 m! H) o/ W# u B. stock options
. a. b" C9 ?. O) `" _ C. higher potential returns/ v3 D* l- C( [# o7 ^+ l: J
D. lower potential returns w7 e8 k% S p8 |7 z4 |
17. Government securities would appear on a commercial bank's balance sheet as ______.
) @4 d' w0 U5 v9 }' T$ X- l% @ A. an asset
& M" m2 F5 Q3 ^$ Q1 Z& o7 r: s( N/ X B. reserves
8 }1 @# p; m& K1 \7 N0 { C. part of net worth0 L* Y2 m( H; j% M6 D2 x* A
D. a liability
, R" [0 N1 H m, p7 s 18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
5 ^' Q3 G! _# z A. there is no self-correcting mechanism) r; _% a" M) l6 u
B. currency values become unstable2 ?3 L8 T% t9 N/ G" i W' l
C. the value of the reserve currency declines
1 H8 L! C! r, I9 M& M8 m D. world inflation increases) W9 [- O3 g( s7 b" a4 O1 X
19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.! x2 [! I6 W3 x' p& Z
A. four
! T7 g) @ I& p( C7 B# ^( J B. three
- ?* ^: W4 z+ |" ^! b4 R# q C. two
/ d4 I6 R3 y# J/ A3 X: N D. five
( ^! ^6 z/ ~5 q f0 ~" [% B! D 20. Regulation of the money supply and financial markets is referred to as ______.
5 u- Q: L- G N0 h- f3 Y+ n5 h A. fiscal policy$ q8 N, {- S. Y, E o- F. s
B. income policy6 q3 g6 V% m2 x
C. monetary policy) K' D4 E9 w% W1 k# f
D. budgetary policy
4 a q" j" K5 s1 Z6 e$ W$ x; k 答案：
& c7 e5 C+ q2 V1 n. D 1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B, ]2 w' Q6 Z; T9 x6 b$ b! r
11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C |
发表于 2012-8-16 08:05:44
