金融英语 ：FECT-1(4)单选题

会计考友

　　11. What is Dollar Cost Averaging? ______.
　　A. A brokerage account that gives investors cheap trades
* `/ W, d4 x* {! h6 q7 U　　B. The idea that prices tend to rise over the long term
　　C. Buying stocks that are below average in value
) D% y; c. [* ?5 {' N+ x( G9 a  r　　D. A flat quarterly mutual fund fee averaged throughout the year
　　E. A strategy of investing money on a regular basis to take advantage of market fluctuations
, v+ W+ _& \4 W# p- x  Y　　12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
　　A. a vostro account... a nostro account
4 Y. L4 z4 j0 u: f! Y5 \/ {  _　　B. a vostro account…a mirror account
　　C. a mirror account…a nostro account
, ^- e: f, ?2 h) i　　D. a nostro account... a vostro account
　　13. Under FOB terms the bill of lading would state goods ______.
. W; p( O  z! ?; x6 _1 q　　A. loaded on board, freight payable at destination
8 u& `' I5 l+ q　　B. loaded on board, freight paid
1 S$ @& k6 h: P7 _' W! B2 r8 \4 `: K　　C. received for shipment, freight paid
0 }! ?' c4 o: @# m8 f　　D. received for shipment, freight payable at destination
$ M( U& ]) L  `8 v& u　　14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.
　　A. sources of the funds
　　B. share capital
7 ?( r/ G$ J2 H) Q9 G9 h, ?2 `　　C. investments
9 F! b, r# h4 L5 y1 W　　D. advances to customers
% k, U( X' j: X' {　　15. International payments and other messages are often sent through an international computer network called ______.
　　A. CHAPS
/ _; K3 w: H$ l5 c+ @9 u( g6 Q　　B. BACS
$ n4 i/ L6 ]; W% s5 p2 ?　　C. SWIFT
　　D. EIMT
5 B* U' [0 P# g  {% f　　16. Low levels of uncertainty (risk) are associated with .
　　A. stocks
" j3 T4 _+ o6 j3 S5 w9 O　　B. stock options
- r2 ?7 ]2 H2 K& y　　C. higher potential returns
# S# J6 i# p; z( R- N4 p, e' r　　D. lower potential returns
　　17. Government securities would appear on a commercial bank's balance sheet as ______.
　　A. an asset
" N# e4 o. b8 R' K- {　　B. reserves
7 E: v" o& G/ E　　C. part of net worth
　　D. a liability
　　18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
　　A. there is no self-correcting mechanism
　　B. currency values become unstable
+ q1 f# G' n9 }  ~' {- \　　C. the value of the reserve currency declines
　　D. world inflation increases
; s( |* U( K* \& E1 q. T/ ?　　19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.
6 t8 g3 g1 }* f+ W4 }- r　　A. four
8 Y0 _0 g  p! u1 v　　B. three
- q0 e' L5 L* y' x, V) x% w: I+ _　　C. two
# V% J8 @; G2 @  f. T　　D. five
4 ^/ K& W' Q1 J5 f/ ~　　20. Regulation of the money supply and financial markets is referred to as ______.
　　A. fiscal policy
　　B. income policy
( {( `  x7 {5 i6 d2 ~8 X9 X　　C. monetary policy
& O/ y6 y5 w7 k* k9 y　　D. budgetary policy
　　答案：
+ ]- e9 k5 T5 O8 J& ?# R1 Z2 S　　1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B
  ~; S( V3 _% _! n. E: [　　11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C