金融英语 ：FECT-1(4)单选题

会计考友

　　11. What is Dollar Cost Averaging? ______.
1 p: S* D6 D* U5 \% _: \3 f　　A. A brokerage account that gives investors cheap trades
　　B. The idea that prices tend to rise over the long term
　　C. Buying stocks that are below average in value
　　D. A flat quarterly mutual fund fee averaged throughout the year
& S1 h7 U3 x2 Q　　E. A strategy of investing money on a regular basis to take advantage of market fluctuations
　　12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
　　A. a vostro account... a nostro account
　　B. a vostro account…a mirror account
　　C. a mirror account…a nostro account
6 L0 i* s/ }4 ^# S( A2 y& C) `$ r　　D. a nostro account... a vostro account
　　13. Under FOB terms the bill of lading would state goods ______.
- x7 L( I: i, p# z- I* A　　A. loaded on board, freight payable at destination
　　B. loaded on board, freight paid
/ |& a* ]6 _- K* ~5 ?- R* f/ T+ [　　C. received for shipment, freight paid
. a% j$ C8 C: y' {: M+ y6 T　　D. received for shipment, freight payable at destination
8 B* V: i7 y5 [　　14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.
　　A. sources of the funds
　　B. share capital
+ u' Y1 V3 w# L4 {# n& O, C　　C. investments
　　D. advances to customers
　　15. International payments and other messages are often sent through an international computer network called ______.
% W# [+ b, ^8 x0 [: x, O　　A. CHAPS
' @# w8 G. `' L4 {2 m4 E* @5 c　　B. BACS
　　C. SWIFT
. E. ?3 ~3 {6 E9 ^& |# n0 w　　D. EIMT
! R  f! x4 x! i- `, H　　16. Low levels of uncertainty (risk) are associated with .
0 n3 u- _  F. A9 k! ~7 \2 x　　A. stocks
　　B. stock options
: F6 g1 p1 n' b) ~1 ]　　C. higher potential returns
6 f! F$ @1 u$ ]5 E1 L. \　　D. lower potential returns
, O' J+ V4 f" J9 i3 t　　17. Government securities would appear on a commercial bank's balance sheet as ______.
　　A. an asset
8 g: [3 c2 c! A- Y/ ^8 X% m5 e　　B. reserves
　　C. part of net worth
　　D. a liability
. }7 ~& _) a+ j' g3 k5 V　　18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
9 C2 _% [' @; R4 Z. g! X　　A. there is no self-correcting mechanism
　　B. currency values become unstable
; L, h, }* P% w) S! O, p# c　　C. the value of the reserve currency declines
　　D. world inflation increases
　　19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.
　　A. four
3 `. _3 g0 y0 [7 L2 c　　B. three
　　C. two
) M& ]3 j/ ^1 s" J& u　　D. five
" C6 m, g6 @9 @　　20. Regulation of the money supply and financial markets is referred to as ______.
　　A. fiscal policy
　　B. income policy
　　C. monetary policy
: o- L- p9 y& I( V. V' x, Q　　D. budgetary policy
　　答案：
4 X. z6 F3 r: R! |% ~　　1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B
  x+ ~3 B* ~! U4 U2 a8 [7 L( P　　11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C