11. What is Dollar Cost Averaging? ______.
% J& B% f! Z# l A. A brokerage account that gives investors cheap trades
: [/ p& j8 ]$ N3 w2 { B. The idea that prices tend to rise over the long term
2 s2 t; W$ h7 Y C. Buying stocks that are below average in value/ \" M3 |$ V1 h7 d: W
D. A flat quarterly mutual fund fee averaged throughout the year
2 t' U& C: R0 s2 D E. A strategy of investing money on a regular basis to take advantage of market fluctuations% q. w2 F: n' @5 S9 A# n
12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
2 J, y; a: H; y* u+ K A. a vostro account... a nostro account
* E" \' u* b0 L! {" w B. a vostro account…a mirror account$ K( K& b7 F+ K$ T" n9 I) x5 |
C. a mirror account…a nostro account2 G; m2 |; ~' z( d+ |4 h8 c
D. a nostro account... a vostro account
! L. ~ F9 U% `0 ?& E9 x* V 13. Under FOB terms the bill of lading would state goods ______.
* s: i* Z- x+ r0 r$ a A. loaded on board, freight payable at destination
% ?, ~' S8 [1 S: F# n& S9 C6 I B. loaded on board, freight paid
/ o3 H- n7 t4 [& ?: ^9 S& X$ p C. received for shipment, freight paid
$ ^2 D3 V8 R5 U+ b0 _ D. received for shipment, freight payable at destination
x( g: P. [/ l+ L/ T 14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business./ b1 q1 ~ s" S# N- u
A. sources of the funds& P4 ^, a0 k, c! u
B. share capital+ ]" ^5 c- P! u3 h( {! o
C. investments0 Q$ |) o7 L' l) ^
D. advances to customers- ?: b( x8 k. t" T. s
15. International payments and other messages are often sent through an international computer network called ______.% a1 `5 X# L! H
A. CHAPS; l& R% _9 B' q1 d; D. b( O
B. BACS
* N1 P0 r% h& p' s4 u: l" D C. SWIFT* c9 P$ d1 O: ]6 x# {6 N5 g
D. EIMT0 T! c ?. U O1 d, t
16. Low levels of uncertainty (risk) are associated with .
, y/ `- o' o. B% E1 _. y% P A. stocks
3 t& h2 b# k7 G- Z4 `, p, [ B. stock options
" r( B3 q T' `( H1 ? C. higher potential returns
& {/ V8 _. b) ~% F/ d6 w6 p D. lower potential returns' Q/ A9 ^- O/ [ w9 S& w' [' m! W
17. Government securities would appear on a commercial bank's balance sheet as ______.
& j$ X/ b U! @0 z4 z4 z" ?' I0 P A. an asset
" \& ?% }0 s8 b0 E- n0 g B. reserves$ E1 x& m5 P* q6 Z
C. part of net worth- j" n' R+ U3 i; e) O* N! j
D. a liability; M5 G9 E2 b9 E' ]0 b/ G* u
18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
1 S8 g* h) n' q+ ? A. there is no self-correcting mechanism2 V7 }6 d% X& }! I
B. currency values become unstable0 J5 |; ^+ w5 {4 p9 H: X7 J. f* h
C. the value of the reserve currency declines6 G( I* b% t& v' q" G6 q! e
D. world inflation increases0 y' K, f8 _ W% b/ m) s& e6 V
19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.
# z% z( r$ L% q8 Y A. four
8 h$ h$ ~1 ?9 f& r. f: R. G B. three
9 o0 a3 J- b( X a; h5 f1 X C. two
, d; e! A8 K! c- J W+ a4 U D D. five0 R# O0 w8 Y6 w8 L, z! n% N# r% J9 K
20. Regulation of the money supply and financial markets is referred to as ______." E0 v! J S$ b8 @
A. fiscal policy& B- h* T9 T/ X2 |" B: z
B. income policy
' R6 {5 h- i! ?+ d C. monetary policy+ u- P' y, z" C. Y0 j
D. budgetary policy7 ?4 O% E5 y8 i& G
答案：, d. B k. G$ W- ~+ p2 v
1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B# _" a( @5 [# r/ m: W V/ [ |& }
11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C |
发表于 2012-8-16 08:05:44
