11. What is Dollar Cost Averaging? ______.1 n1 O: W% Y4 j2 P+ c/ h) Q
A. A brokerage account that gives investors cheap trades+ R: t q! K: r0 S: J' ]6 T
B. The idea that prices tend to rise over the long term
: I3 `( R2 i0 n5 O2 s0 R* Z C. Buying stocks that are below average in value* s9 C, d3 p2 J& W2 q
D. A flat quarterly mutual fund fee averaged throughout the year
. R% K" Q! z; ~9 D5 ? E. A strategy of investing money on a regular basis to take advantage of market fluctuations' c$ O0 r: ?' f# t1 B) w
12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.% z0 J7 D0 k" {' K# M7 G. O! h( v6 p; D
A. a vostro account... a nostro account
! {6 M0 M3 k/ [6 ?% J' Y B. a vostro account…a mirror account" S6 }& A% d/ u2 `2 Y
C. a mirror account…a nostro account6 `. k8 `. t8 A2 }% L$ Z
D. a nostro account... a vostro account0 j- W2 |9 }+ F0 k9 U7 c' c
13. Under FOB terms the bill of lading would state goods ______.1 @6 G- Z8 F; w8 h. f0 Y
A. loaded on board, freight payable at destination
' v) Q5 @" }, c; z; m3 V( X( E4 t B. loaded on board, freight paid
, r b0 j5 B1 E, g$ y b' s9 ` C. received for shipment, freight paid
C9 ` B, X1 W4 b- ^- K D. received for shipment, freight payable at destination% _" l! J6 u% _2 ?$ v: M5 Z8 G* N+ V
14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.
4 j- n, |) Q& L A. sources of the funds% e) F$ m5 n- p1 }3 ^6 V& X$ D5 J; D q" W
B. share capital
* B2 ? u/ X3 F2 C C. investments5 X4 D* H/ J" W) g$ m# W: c1 Q- j
D. advances to customers( `& b& N0 W& X$ P
15. International payments and other messages are often sent through an international computer network called ______.
4 o. h4 \2 S( \; S& H8 Q' X* Z A. CHAPS4 i2 z, R0 _' U0 `# K: @
B. BACS
0 J D8 c# V; w9 t1 |7 x6 Y. E C. SWIFT# I( f1 Y3 z' C: }
D. EIMT
+ F4 a/ I. ^" i8 B; X+ n9 l- b 16. Low levels of uncertainty (risk) are associated with .+ I" o9 @. y3 z2 W
A. stocks( M& X- ~" n7 }- H: E" c
B. stock options
2 \1 B, U* V9 C8 z# Q& i# q C. higher potential returns5 ~0 N1 K8 I: ~) D Q
D. lower potential returns
& r1 z) V% ^1 C- @* X+ _* T 17. Government securities would appear on a commercial bank's balance sheet as ______.
; m" I# ^1 F: ]* q# ~ A. an asset
6 X2 k& {; u# K8 Y: Y7 R! A/ ` B. reserves" k e9 O) i: Q& q0 K8 n7 K
C. part of net worth, \! X4 z. a1 X9 u9 l/ R. ]1 f5 ]
D. a liability! ~4 ~- Y3 a! d+ A) ?) `
18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
, Z4 c; G5 Y6 D K A. there is no self-correcting mechanism# B) g! @8 i7 L7 ^5 r; r3 Z" a2 Z
B. currency values become unstable
# k7 ~$ P! _0 z6 D4 }8 t. _+ s3 |4 N C. the value of the reserve currency declines6 L+ e7 n0 }# x0 E8 a5 i
D. world inflation increases/ J3 @5 W; O# H* q. k% I* M9 g
19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.
* [7 x- U* q. _( w! [0 A A. four/ s; J6 h' D' Y
B. three
5 {# v K$ d- D9 K g C. two
+ T- d: e I3 [6 y D. five
" M( K- D5 e" L% W+ h 20. Regulation of the money supply and financial markets is referred to as ______.' H9 G# k- m* J0 {3 D# ^3 r1 o
A. fiscal policy8 {2 Z$ b! t1 ~
B. income policy( Y/ w3 y2 S* r. B
C. monetary policy4 c& J l/ T, p2 ~& [
D. budgetary policy
) @/ x d t, G+ q1 c7 _/ r- v2 t 答案：
3 ~; H' l0 K/ o8 F" Q3 M* e" T 1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B
5 q# C6 \9 }1 X# P! } 11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C |
发表于 2012-8-16 08:05:44
