工商银行牡丹卡(英语对话二)

会计考友

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　　A:How can I get the benefits from a personal credit card?
+ p$ s! W4 N9 d& J, R$ N' U/ v　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
+ d+ r, G( @) A7 }7 N　　A:Is it convenient to use?
; H; \$ C$ m/ {) ?　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
! ~' t/ w  C6 r9 f　　A:Can I buy things with it?
1 s0 p  e# K/ ~: b4 X　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
　　A:What should I do if I am in bad need of funds?
　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
　　A:That's good.
- ^! A7 q7 R! }! w/ M/ `# F　　B:Try a Peony Card.
& W/ Q9 M) N4 D. _7 b, f　　A:个人信用卡有什么好处吗？
) e, A" Z2 K, @2 n6 K　　B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付 利息 。
/ E1 c3 X% G8 r. U; T　　A:它使用方便吗？
' t1 l+ V6 [% y" m/ F- N9 @　　B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
　　A:我可以用它来购物吗？
　　B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
) d% |: z" D' P1 u/ G) I　　A:如果我急需资金该怎么办呢？
$ ]$ i: t8 ?! ]; N　　B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
　　A:那太好了。
9 t7 _# H9 Q; I# i$ V/ P5 U$ x7 l　　B:办一张牡丹卡试试。
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. {( K. S* `4 O　　A:What benefits do the Peony Credit Card have for personal cardholders?
  _7 Z/ P: m: _　　B:You can purchase first and pay later.
　　A:Is that so?
; C8 B" X* m  [$ r4 N% D7 P　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
　　A:How could I do when there is no funds in my card?
% j8 W1 E* S$ B' ^& [! J& b　　B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
　　A:Then,how much can I overdraw from my personal ordinary card?
) ~$ s- M( O- G; q. `4 n　　B:5,000 to 20,000 yuan price range are available for you to choose.
" |$ x  I6 b5 ~' m' }1 S　　A:That's enough.
' J5 B3 b, V+ }0 x, ^　　B:Get a Peony Card as soon.
　　A:牡丹信用卡对个人有什么好处呢？
( q& r+ r- K5 j0 P* T2 ~　　B:您可以先购物后付款。
　　A:是这样吗？
　　B:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。
, a" T& z2 _3 I9 ~+ G　　A:如果卡上没钱该怎么办呢？
　　B:不必担心。您卡上有最低信用额度供您购物。
　　A:那么我的这张普通卡能透支多少钱呢？
　　B: 商品 金额5,000元至20,000元供您选择。
7 X: U# F* L3 B　　A:这就够了。
+ _( ]2 j6 ^$ d# s3 B8 R　　B:赶紧办一张牡丹信用卡片。