工商银行牡丹卡(英语对话二)

会计考友

　　3
$ u1 ~* y- W( e3 Y- {　　A:How can I get the benefits from a personal credit card?
　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
# S  X) r. A. `5 e　　A:Is it convenient to use?
1 w. o3 l9 u& y9 P& q0 U1 l- R. U2 q　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
$ D. D$ J3 c; ^; I3 ?# U　　A:Can I buy things with it?
( U" m5 R' r5 f: U: u　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
　　A:What should I do if I am in bad need of funds?
　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
- [) S: h+ K) q& Z8 F　　A:That's good.
　　B:Try a Peony Card.
7 K1 ^/ a& @4 y* D& ]　　A:个人信用卡有什么好处吗？
　　B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付 利息 。
; Q3 C  {8 e) h! u8 q　　A:它使用方便吗？
7 J6 h) C. z) h/ j: F. m) y　　B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
　　A:我可以用它来购物吗？
9 C9 z5 ?  w  n　　B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
　　A:如果我急需资金该怎么办呢？
　　B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
2 h7 e5 T) M. \$ J( P　　A:那太好了。
9 C' u' K8 m# V. i" F; b: N　　B:办一张牡丹卡试试。
　　4
' j# g& s# m! ^7 ?/ \; {　　A:What benefits do the Peony Credit Card have for personal cardholders?
/ Z$ G' S  G: r8 a% O) w7 w2 Q7 P　　B:You can purchase first and pay later.
　　A:Is that so?
0 {+ u, q9 X& W! S, d　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
　　A:How could I do when there is no funds in my card?
9 Y) c9 |) M9 Q, O& E　　B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
1 b# n* O. ^" L/ f1 u4 |& r  M　　A:Then,how much can I overdraw from my personal ordinary card?
　　B:5,000 to 20,000 yuan price range are available for you to choose.
　　A:That's enough.
- G3 n- o  E8 R. }$ A　　B:Get a Peony Card as soon.
1 W& `9 G% j/ H& J, ^　　A:牡丹信用卡对个人有什么好处呢？
　　B:您可以先购物后付款。
- q* Q) L& f4 J" @. j# |, e　　A:是这样吗？
　　B:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。
+ o: w8 y+ w* m　　A:如果卡上没钱该怎么办呢？
" e9 w9 ~7 e8 e3 l　　B:不必担心。您卡上有最低信用额度供您购物。
　　A:那么我的这张普通卡能透支多少钱呢？
　　B: 商品 金额5,000元至20,000元供您选择。
( M! h3 C, G9 _　　A:这就够了。
　　B:赶紧办一张牡丹信用卡片。