工商银行牡丹卡(英语对话二)

会计考友

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+ ?9 n) }! P: E4 @　　A:How can I get the benefits from a personal credit card?
' P9 r+ U1 v. n2 \$ q' U　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
　　A:Is it convenient to use?
　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
　　A:Can I buy things with it?
# R( I6 Q& p7 u/ ~! }  d% i　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
　　A:What should I do if I am in bad need of funds?
　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
( G. g/ Y  ?% w- Z) ^　　A:That's good.
　　B:Try a Peony Card.
　　A:个人信用卡有什么好处吗？
　　B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付 利息 。
, Y% ?( Z: q0 Q2 U7 Z　　A:它使用方便吗？
/ _8 C% O$ Q; z" O' a　　B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
　　A:我可以用它来购物吗？
/ `* r! n9 Q% @5 ]+ A. I　　B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
　　A:如果我急需资金该怎么办呢？
- H3 t$ h% {% s2 k　　B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
) M% x& Q5 S; d% A# z8 U. r　　A:那太好了。
* D& ~; t: \2 p0 K, [$ N3 b　　B:办一张牡丹卡试试。
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　　A:What benefits do the Peony Credit Card have for personal cardholders?
　　B:You can purchase first and pay later.
　　A:Is that so?
( @5 O. u  y; u$ p# Z　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
& f9 X- r) M& B. [8 w) C1 }　　A:How could I do when there is no funds in my card?
　　B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
　　A:Then,how much can I overdraw from my personal ordinary card?
　　B:5,000 to 20,000 yuan price range are available for you to choose.
! H- F( U% Z3 x( k+ C! Z% X$ H　　A:That's enough.
8 S$ ^; [3 O1 t) P　　B:Get a Peony Card as soon.
9 p, O# P+ y2 A1 N; Y/ U% [　　A:牡丹信用卡对个人有什么好处呢？
　　B:您可以先购物后付款。
5 M+ \/ ?* P7 e+ D7 [　　A:是这样吗？
! ~! _1 G: T% a　　B:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。
8 P/ S; m; ~8 [1 Y  ^8 E3 q4 c/ A  s/ ?　　A:如果卡上没钱该怎么办呢？
　　B:不必担心。您卡上有最低信用额度供您购物。
　　A:那么我的这张普通卡能透支多少钱呢？
& N" g! l) s' }' M/ E　　B: 商品 金额5,000元至20,000元供您选择。
　　A:这就够了。
　　B:赶紧办一张牡丹信用卡片。