New Words; r* P5 _7 g/ p. z+ [
新单词8 [9 d( _8 y2 ~8 [! h
outgoings n.
( }( Z% H% U- z* n5 P" U 开支,开销
6 v7 r7 r5 Y3 Q5 w2 J( Y provision n.7 T8 f5 k/ D' ?3 M3 y- ~
备付
T- L# U0 V8 p W8 t" x premises n.
% E( N; g. _4 v( ~ N 房屋# x w$ k2 H( M/ H* x
previous adj." o% ]' [5 u3 v* y) H( B
以前的,先的
, i( Z2 C9 G, u" D# w, ` illustrate v.
! y# k, s% `" i* J4 ?" a 说明阐明' u5 O! |7 f2 o) v2 c! t, F
footing n.
9 C. g$ \- O# l+ z8 ~: W+ k3 Y! ~ 合计9 X/ M* Z/ P" F& M( b5 C- J" J. X
allocation n.
0 k: q4 S" |5 r3 s8 e7 g; G 分配
& z+ V0 L8 X/ X6 y4 n4 | reserve n.
" H2 O$ _; e! T8 s 储备金
/ t4 o8 k+ a: F Phrases & Expressions2 E- t8 h8 h% _9 P: p' D- y
fee-generating activities4 V" Z6 D. \' f
增加费用的活动5 K0 {5 V* [% [! ~, U V
leased assets
~ W3 k# J# A2 E 租赁资产) | P$ ~. g: @
in addition
2 W4 L1 F) O1 f; O* i: f6 z! ` 另外$ F% z6 N! D i- X1 V" G: B0 J! y
E:We've seen the income before our coffee break; now let's look at the outgoings.
9 S2 X7 a1 i. W' o. n2 R5 m 爱:我们在喝咖啡休息以前看到了本行的收益情况,现在再来看看支出情况。
7 Q' I( _& U% L5 g0 {. o" ~+ } V:What is the largest amount of money you spent in 1994?" m% z8 D# e( A$ S
代表:那么贵行1994年最大的支出项目是什么呢?! j0 U2 ^, P2 o* [# t( Q
E:Obviously, the largest of these is staff costs.
?6 @' P( A3 j4 e, X I( W% U 爱:很明显,支出中最大的一块是员工开销。9 Q. g9 V. F+ G4 N$ Q: u
It increased from fifty-five million dollars in the fiscal 1993 to sixty-five million dollars at the end of 1994." d; b3 e% N1 S; c
1993财政年度为500美元,到1994年底,就增长到6500万美元,$ ^- \* ]& s g. O
It covers forty-two per cent in the total group outgoings.$ t5 r8 a2 Q& T6 o, ~" G' l( i ^+ B
占了总支出的42%。
8 r' X2 p2 v9 r) K# S V:Why is the increase as large as eighteen per cent?
" r) G& c% P4 T9 Q* m) P- S 代表:为什么这部分支出的增长率高达18%呢?4 ]5 k2 Q. H' N* f% p
E:It is partly because of the increase in staff numbers required to deal with the expansion of the bank's fee-generating activities which I have just mentioned in the income section.
0 T* T6 M! b1 h; l0 J 爱:这一方面是由于增加了职工人数,用于从事前面我所提到的增加服务佣金等工作。! d. E9 M1 r& M% G4 s
V:How about doubtful debt provision and depreciation?- c% V" f9 }: Y* G' Q% J7 n* O) R
代表:那么坏帐充资金和折旧费用呢?
( Z6 q a4 z0 v E:Provisions for doubtful debts amounted to eight million dollars,$ Y( }* N6 b! c- _8 y5 ^; I
爱:坏帐抵充资金高达800万美元,( U9 ?) S6 T* N5 F: \, \: H. h+ e
an increase of sixty per cent;0 R+ h+ p! b# n) O! [2 V3 Q- R
增长了60% 。1 \0 A# e, s7 \5 \
while depreciation on leased assets and on premises and equipment decreased from sixteen million dollars to fifteen million dollars.
9 ~" X! g, S; V. y8 A/ X 而租赁资产的折旧费以及营业大楼。设备的折旧费则从1 600万美元降至1500美元。
: X$ z( e8 _8 D, y; f# Y% H# j V:Is depreciation calculated on a straight line basis?
: F0 t) F8 f2 p4 A: { y+ W5 Q 代表:折旧费是采用直线折旧法来计算的吗?
5 t" r5 B2 a1 T. x E:Yes, that' how we calculate depreciation.
- P8 s' ^& r9 U: K/ ? 爱:是的,我们就是按照直线折旧法来算的。 T6 O6 j" u% \" L; H8 P
V:Besides the largest of outgoings, staff costs, as well as provision for doubtful debts and depreciation,
/ N0 u& f8 O( L) e; P& s 代表:除去员工费用最大的一块支出,以及坏帐准备金及折旧费之外,( p. G4 A* O9 C7 q
how about expenses, on tax, dividends?$ R; a! r" K* Y: O: H
其它,如纳税和股票支出情况呢?
3 I3 A" |$ Z O: ` E:Tax, not much to say really. We paid five million dollars more than in 1993.
2 d B$ n/ b3 l. I4 S5 e; ]7 H 爱:税,真的不必多说。1994年这一财政年度,我们比1993年多交纳税多500万美元,
) m" D. j; L* S That is, we paid up to twenty-five million dollars in the financial year of 1994.
( v& E( P N7 y' }" _6 D0 O 即达2 500万美元。
0 v9 C. s& Y8 _3 e3 T, h$ c; k: F As for dividends paid to our shareholders,
, U( U2 y$ m' Z: i 我们支付给股东们的股息,
/ [+ r- A" {) [. D they remained unchanged over the previous fiscal year at five million dollars.7 a4 Q0 ~7 w8 D9 f5 O8 }
则与1993年底持平,均为500 万美。
1 z( `3 O1 g8 v, t V:How so?
5 w, s3 Z0 j3 a 代表:就这么多?- P, d( M3 X" u8 W" R; k
E:Because the major part of the year's profit was retained to expand our consolidated capital base.$ _7 L" r0 E- l% \8 I9 |, S
爱:因为我们决定保留1994年度大部分利润来扩大我行的合并资本。
; n: R: u6 s$ i1 I This was the first year in which our balance sheet footings passed the three billion dollars mark.
3 k0 f3 [8 k0 A% H4 X 1994年是我们的资产负债表上累计超过30亿美元的第一年。
8 K, g0 R5 Z+ u+ r1 Z* R7 I V:In addition, is there any sharp increase in other costs?
( u) l& C1 Q, q 代表:除此以外,其它费用还有哪些部分增长迅速吗?
, j1 m4 ^0 f! P1 T E:No. On the contrary, other expenses increased by only a little under seventeen per cent.; `7 `2 k, G M
爱:没有了。相对说来,其它费用只增长了一点点,不到17%。
7 A& ^6 T- b' M' s- t& o5 C That's the smallest annual increase since 1989.# G6 o3 C# a: |
这是1989年以来支出年度增长最少的一年。& x( H0 q @0 O; S
Personally, I think it illustrates our determination to bring costs under control.
4 H2 |, F* e8 e& y8 ] 我个人的看法是:以上这些数字表明我们控制费用增长额度的决心。
* h2 [/ ?, v+ a! P" H4 I! W2 d V:What's your yearly profit after paying dividends to shareholders?
- Q! s: J; G O4 n! d/ ~6 s
8 v% A8 l- M$ q; T7 Q7 y 代表:扣除股东的股息,贵行的年利润有多少? |