New Words
% `$ U m! }4 [ 新单词
3 W/ X' n; G1 n! ` outgoings n.
5 u. A4 M, q1 g1 q7 h8 A$ a 开支,开销
" ~% o; k! h6 _9 Q% C. n provision n.1 T7 g7 a: G9 x& X- H# Q
备付
) g% K( o8 X& b( Z premises n. K0 n' d4 ~ g8 @6 v3 \/ T
房屋# w: C' W& g4 O, l
previous adj. F2 Q) u- O! j6 C$ D- h
以前的,先的: K; j. N% P }2 `
illustrate v.8 Y/ v2 H' L, y/ r* e3 V* \
说明阐明, U! A+ |- \5 Q+ d5 k
footing n.
! z* {- @: t' ^% C% Y% |: @% N4 G 合计7 E2 l! a6 ~8 I; |* G' K
allocation n.! D; u1 `; T- X% t& A. c* W5 m, t
分配- ]) A# A- c5 K6 H; g
reserve n.- P% E# H* n) e! d% j- ~! Z
储备金2 l3 E3 ~" Z* `) M \% Z: G
Phrases & Expressions O. K% L6 ^, k0 M) s
fee-generating activities; ], ~/ N5 X) H) I
增加费用的活动( X# N, v$ A0 C
leased assets) _$ e# R' `8 I9 A9 Q+ O/ _
租赁资产
# w% E4 q8 n2 ?+ T in addition3 i+ Q" j! v' w, y% A% U" y
另外6 m4 j8 F) r" V1 _* S D7 N
E:We've seen the income before our coffee break; now let's look at the outgoings.
5 z0 i+ c$ u; l( X- @7 ` 爱:我们在喝咖啡休息以前看到了本行的收益情况,现在再来看看支出情况。
' n# E: C6 g* y( G, b' v1 C V:What is the largest amount of money you spent in 1994?
T9 f4 Q8 E8 N# f: V 代表:那么贵行1994年最大的支出项目是什么呢?$ z5 G! F/ b _2 Y+ B. m
E:Obviously, the largest of these is staff costs.2 \% L" Q& }5 c ?# q; I
爱:很明显,支出中最大的一块是员工开销。5 N7 C1 m3 P% |! x, d8 G$ {- ?
It increased from fifty-five million dollars in the fiscal 1993 to sixty-five million dollars at the end of 1994.
6 v# w3 M) o" t( x( R) r 1993财政年度为500美元,到1994年底,就增长到6500万美元,
/ f m4 P& t& I1 c0 u" I* {; i It covers forty-two per cent in the total group outgoings.
% j) G: g( z1 p9 C l 占了总支出的42%。
4 G z7 c( k( C) y, @% e V:Why is the increase as large as eighteen per cent?' @% u7 }! L' Q: w
代表:为什么这部分支出的增长率高达18%呢?
' E$ P; y" ?1 ~% ~ E:It is partly because of the increase in staff numbers required to deal with the expansion of the bank's fee-generating activities which I have just mentioned in the income section.
9 Z8 S' [3 V) M+ A5 f 爱:这一方面是由于增加了职工人数,用于从事前面我所提到的增加服务佣金等工作。
: G* U4 R0 B2 ]# H V:How about doubtful debt provision and depreciation?
6 L8 G7 V$ i- q. c 代表:那么坏帐充资金和折旧费用呢?
! N( e/ g5 H1 L% b E:Provisions for doubtful debts amounted to eight million dollars, [3 [! `# Q0 O6 n2 e1 s$ U
爱:坏帐抵充资金高达800万美元,; R' ]+ |; f9 K8 [
an increase of sixty per cent; P/ f5 M$ J- u( g& j( J6 K
增长了60% 。+ j. \) e" w+ n- R2 s
while depreciation on leased assets and on premises and equipment decreased from sixteen million dollars to fifteen million dollars., g6 b3 I$ b' n) X. A! e
而租赁资产的折旧费以及营业大楼。设备的折旧费则从1 600万美元降至1500美元。; e' R: C# w" A. U) v. a
V:Is depreciation calculated on a straight line basis?+ ~) {3 c( ~5 p
代表:折旧费是采用直线折旧法来计算的吗?
/ o* f1 D5 b9 l9 X& ?2 G) M- Q E:Yes, that' how we calculate depreciation.
! s4 J9 }# M; j# u5 V" i* _ 爱:是的,我们就是按照直线折旧法来算的。
3 t6 b! f( f: V" R% k V:Besides the largest of outgoings, staff costs, as well as provision for doubtful debts and depreciation,
; W8 p$ [* E+ a6 W6 R9 Q4 q' s( P+ N- I6 U 代表:除去员工费用最大的一块支出,以及坏帐准备金及折旧费之外,/ }* L ~0 c* i, M/ P- z
how about expenses, on tax, dividends?2 r3 ?, b$ _7 H' J
其它,如纳税和股票支出情况呢? c' @) |3 ~# ]4 w5 g; |3 o- V) A
E:Tax, not much to say really. We paid five million dollars more than in 1993.( N0 P# I' W- [+ S1 G, y' y
爱:税,真的不必多说。1994年这一财政年度,我们比1993年多交纳税多500万美元,( c* }% Q. |6 ^
That is, we paid up to twenty-five million dollars in the financial year of 1994." S) D1 y( q2 N7 ^7 y- d6 l6 y- d
即达2 500万美元。
9 ~5 P" X5 G: D As for dividends paid to our shareholders,4 o& ?0 M ~2 z) I3 n' u. m" Q3 X( }4 m
我们支付给股东们的股息,/ c6 \2 f2 F( T; i- q# ~
they remained unchanged over the previous fiscal year at five million dollars.
9 S+ X& p* \) A) V. i 则与1993年底持平,均为500 万美。
" I1 L. J4 L7 N V:How so?
8 O8 `5 K5 _' ?) s7 W8 i. L 代表:就这么多?
* a4 B: `& O) A( P0 u9 ?/ U/ @ E:Because the major part of the year's profit was retained to expand our consolidated capital base.
( X# o& ]/ U" }1 _! [3 t1 Q 爱:因为我们决定保留1994年度大部分利润来扩大我行的合并资本。3 z; |+ g: n( F6 o" o$ W3 G
This was the first year in which our balance sheet footings passed the three billion dollars mark.
) T5 g5 W7 b( K& C" q 1994年是我们的资产负债表上累计超过30亿美元的第一年。- y Z2 \* X- ~5 W
V:In addition, is there any sharp increase in other costs?4 i2 B! s; L. }" M
代表:除此以外,其它费用还有哪些部分增长迅速吗?1 [9 y0 P) @' {7 T
E:No. On the contrary, other expenses increased by only a little under seventeen per cent.8 v- ^6 g4 _6 d1 H% @
爱:没有了。相对说来,其它费用只增长了一点点,不到17%。
; [9 s9 m8 v! O5 t: J! v. v That's the smallest annual increase since 1989.
: B3 q5 [( G* e3 _; B 这是1989年以来支出年度增长最少的一年。
+ H" _ y' p! ` v6 T Personally, I think it illustrates our determination to bring costs under control.1 K, w; X7 y+ ~
我个人的看法是:以上这些数字表明我们控制费用增长额度的决心。
( r: `# K2 B: ? T9 s6 T V:What's your yearly profit after paying dividends to shareholders?
) B* |2 O/ D$ ]% U1 x, v) Q* ?; t0 t% k3 E0 f6 [
代表:扣除股东的股息,贵行的年利润有多少? |