Opening a Savings Account
$ \, ~7 e, ]8 f. I0 M* F 开立储蓄帐户
+ m; y" @- ]/ O- L Situation 145 m8 K2 l5 s# X, ~ V1 f/ D
情景 14
& o: ?. P/ [7 W. j Henry Samson is asking a clerk at the First National Bank aboutopening a regular savings account.
8 u* \% D- R, Z9 b' Y& J 亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。
2 Y1 T9 w# ]$ o# x5 ` Clerk:May I help you ,sir?" V" n. l: f- x$ t6 f( s, E9 _
职员:我能为您做些什么吗?先生?/ @' M. a& {. p4 ^
Samson:Yes,please .I’d like to open a savings account .Can you give me some information?
# o% M1 \1 M( v% y: B& ^ 萨姆森:谢谢,我想开立一个储蓄帐户。请您和我谈谈这方面的事,好吗?/ D B; p2 {6 I& F) `
C:Yes,I’d be happy to help you .We call our regular savings account plan passbook savings.9 O8 A3 ]1 ^9 x, P
职员:好的,我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。
( y' k9 C1 a# C1 n V You may open an account in your name only ,or a joint account with your wife.
; r8 [6 W* {: F _: X 您可以只用您自己的名字开立帐户,也可以与您的妻子开立共同帐户。8 J6 \; x% d/ d7 A/ x
There is no minimum balance ,and you may make deposits or withdrawals at any time .
% b, j* [) n* |& R8 |- `0 O8 O; D 我们这里没存款最小余额的限制,而且可随时存款或取款。2 N- [1 @# V U K, C& W: `6 ?
S:Do I earn interest on the account ?
* \3 [" M) N! b5 S, M 萨姆森:我能从帐户上得到利息吗?
; |3 h0 x- A- o' Z- X C:Yes,we pay the highest interest rate permitted for commercial banks .& q: J/ ^9 c4 @; y& i
职员:可以的。我们这里支付商业银行所允许的最高利率。; J; T* m0 L2 H2 X$ @& M
We credit the earned interest to your account automatically every quarter.' J3 x7 d. m3 K0 T! L& {
每个季度,我们会自动地把利息划入您的帐户的贷方。+ Y5 u% \8 P% {" n' x' j
S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?
3 J$ d4 q/ w o" R$ h6 P8 h 萨姆森:开立一个帐户难吗?我是说,我必须是银行的老客户吗?
/ P( g6 X8 q/ G1 m7 E" J C:No ,sir.not at all.All that’s necessary is to fill out this signature card and make your initial deposit .; X- R& h& B) U7 {0 J8 @) `, u2 g
职员:不,先生,完全不必。您所需要做的只是填写一下这张签名卡,并进行首次储蓄,
, B( y; g3 y8 I7 d6 q& k Even a dollar is enough to open the account .: u$ l' M# }+ _$ z
甚至一美元就可开立一个帐户。+ s' M- Y3 ?% E8 r% `' ]' I
S:Let’s see .You want my name,address,occupation ,date of birth and Social Security number .
3 p# D7 F4 _0 M2 G3 a 萨姆森:让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。/ s' c! Q$ ~, [2 ?+ ^
What’s this item here,"Mother’s Maiden Name"?6 w# D' [$ t7 e/ F; }
母亲婚前姓名这一项是怎么回事?* _/ T4 g' Q. Q- P; a8 i% E
C:We ask that for identification purposes ,sir .It’s a code word we use to positively identify you incase you lose your passbook or there is some other need for positive identification .6 f. ?6 |6 b- J3 U
职员:我们要求这一姓名是为人便于辨别身份,先生。这是一个暗语,万一您丢失了您的存折,我们可以用它来确切地辨别您的身份,或者由于某种需要,用以准确地辨认身份。; d8 T1 L; |& A6 r& O
S:I see.Well,let me fill this out and I’ll open an account.- B7 Q1 l1 o$ R9 m* p$ ] O Q
萨姆森:我明白了,那我就填写这张卡片,然后开立一个帐户。 |