Opening a Savings Account" a3 i6 g) Q6 o
开立储蓄帐户7 o7 R. {" h/ W7 X$ x3 w1 }
Situation 147 J3 j" x) C& q K" A0 E
情景 14
" x D7 A0 ?$ g4 P- V* X* n Henry Samson is asking a clerk at the First National Bank aboutopening a regular savings account.; v, [1 P- K0 S$ p9 O( W
亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。1 ~8 ]# A7 ~4 A, D6 _( @
Clerk:May I help you ,sir?5 @, i% z! e2 s% ?1 G* O
职员:我能为您做些什么吗?先生?
5 O T( s" ]( J' o- F Samson:Yes,please .I’d like to open a savings account .Can you give me some information?
- S$ j8 r- L6 } 萨姆森:谢谢,我想开立一个储蓄帐户。请您和我谈谈这方面的事,好吗?, i1 f! k+ a5 r$ d6 L
C:Yes,I’d be happy to help you .We call our regular savings account plan passbook savings.
8 p$ e4 p3 W6 |: B, \( y: Q$ ? 职员:好的,我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。
* U" z3 }$ Z$ M8 T' l: j) C You may open an account in your name only ,or a joint account with your wife.
& A/ [" t" \5 V" x; p9 E' \0 F 您可以只用您自己的名字开立帐户,也可以与您的妻子开立共同帐户。
( f! u6 W/ D* H2 o5 P/ m There is no minimum balance ,and you may make deposits or withdrawals at any time .
9 D* D" I, T& F0 R, W 我们这里没存款最小余额的限制,而且可随时存款或取款。4 P( v7 _3 B& J
S:Do I earn interest on the account ?
& k }) n0 N( J; b# F3 F$ k 萨姆森:我能从帐户上得到利息吗?: L6 ]4 O0 S& P2 P
C:Yes,we pay the highest interest rate permitted for commercial banks .* O* ~. W+ I& ^( o
职员:可以的。我们这里支付商业银行所允许的最高利率。$ b; A# y) I7 p! P: X
We credit the earned interest to your account automatically every quarter.
' e% B6 M9 I3 [5 n2 l6 [: j) ~ 每个季度,我们会自动地把利息划入您的帐户的贷方。: U) j" t$ z+ p5 N+ {2 |; Z/ [
S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?
! v, o5 x, ~/ S+ G* d% o. {4 K 萨姆森:开立一个帐户难吗?我是说,我必须是银行的老客户吗?
5 y. A- R) W2 l- |" Q# C C:No ,sir.not at all.All that’s necessary is to fill out this signature card and make your initial deposit .9 k: m+ c: M4 V2 H' g. W$ E! \
职员:不,先生,完全不必。您所需要做的只是填写一下这张签名卡,并进行首次储蓄,
& [; e% R* t: S* r# v/ I Even a dollar is enough to open the account .
* f3 |* o, ?! C; K 甚至一美元就可开立一个帐户。
" M& V. g& e( h) E+ |5 U+ Q S:Let’s see .You want my name,address,occupation ,date of birth and Social Security number ., k( a- Z5 h6 w/ W$ F/ [! b. ]
萨姆森:让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。
" Q, r' S& Z- j5 c3 D What’s this item here,"Mother’s Maiden Name"?
: R. v5 X" g4 Z8 o$ D 母亲婚前姓名这一项是怎么回事?2 L- l) B- a+ D9 D) G0 }& H q
C:We ask that for identification purposes ,sir .It’s a code word we use to positively identify you incase you lose your passbook or there is some other need for positive identification .
- G: J! j8 R9 x 职员:我们要求这一姓名是为人便于辨别身份,先生。这是一个暗语,万一您丢失了您的存折,我们可以用它来确切地辨别您的身份,或者由于某种需要,用以准确地辨认身份。
) u! f: x- N' }4 o S:I see.Well,let me fill this out and I’ll open an account.
( Q% l/ w& `, C: S 萨姆森:我明白了,那我就填写这张卡片,然后开立一个帐户。 |