Opening a Savings Account
- z7 ?' u$ W) q 开立储蓄帐户
. R) n) r ]8 g( j+ Q Situation 14
% u% K& z8 T8 S; U1 \ 情景 14
! _% ~* A" M: w/ U/ a$ A Henry Samson is asking a clerk at the First National Bank aboutopening a regular savings account. " L6 f1 R1 }. x+ R' D4 E5 |
亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。
4 H% h9 K& c1 g Clerk:May I help you ,sir? 2 |4 g% I# J4 o: R
职员:我能为您做些什么吗?先生?
% `# q2 y; Y, F; I+ K. A( _ Samson:Yes,please .I’d like to open a savings account .Can you give me some information?
. }" ]# Y6 ^ h" N: \" V! U, z; g 萨姆森:谢谢,我想开立一个储蓄帐户。请您和我谈谈这方面的事,好吗? ' Q1 d# r2 a U. G3 v5 C
C:Yes,I’d be happy to help you .We call our regular savings account plan passbook savings.
: H) \& D6 |; ^) v 职员:好的,我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。 3 k, P7 ^) E b' r( ^( _ y7 U
You may open an account in your name only ,or a joint account with your wife. ( V# R" D8 y" y- ]& J" Q
您可以只用您自己的名字开立帐户,也可以与您的妻子开立共同帐户。
6 q% y" @7 j Y( ^% |+ ` There is no minimum balance ,and you may make deposits or withdrawals at any time . 0 d |$ y V8 H( T. ]! \8 V
我们这里没存款最小余额的限制,而且可随时存款或取款。
. j9 e5 O$ Z, C J- K) R S:Do I earn interest on the account ?
6 K$ |. D0 Z3 c, w3 x; V6 {2 R 萨姆森:我能从帐户上得到利息吗?
' U8 H& r# i3 s }4 o C:Yes,we pay the highest interest rate permitted for commercial banks . " [" [% U) H9 _# ]& |3 J7 i. J
职员:可以的。我们这里支付商业银行所允许的最高利率。 0 v; r0 D. i7 R5 C& U
We credit the earned interest to your account automatically every quarter. & Y+ N; B& ~: ] n4 Z! D" E
每个季度,我们会自动地把利息划入您的帐户的贷方。 " ^" J/ C8 r' {4 G5 }' z$ A$ ~) O* t
S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?
( c6 X( y( P/ [+ a" f 萨姆森:开立一个帐户难吗?我是说,我必须是银行的老客户吗?
]# W' T& `- @" \4 S( A3 S5 O C:No ,sir.not at all.All that’s necessary is to fill out this signature card and make your initial deposit .
' q# k) M5 g- [% R$ n8 P$ V/ I# K- [0 N 职员:不,先生,完全不必。您所需要做的只是填写一下这张签名卡,并进行首次储蓄, ' t- A& q, ^6 K# Z4 G/ X0 R
Even a dollar is enough to open the account . # ?7 L% \4 H+ s! C8 Q4 w
甚至一美元就可开立一个帐户。
A4 a: U3 [8 M- M& i S:Let’s see .You want my name,address,occupation ,date of birth and Social Security number . $ D; P0 F/ Q1 x
萨姆森:让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。 ' @% {: y' r& m; n s& P& K
What’s this item here,"Mother’s Maiden Name"? 5 H7 Z9 g `) ]" _6 S
母亲婚前姓名这一项是怎么回事? , |/ v% K( B/ m8 D6 Q9 d4 x
C:We ask that for identification purposes ,sir .It’s a code word we use to positively identify you incase you lose your passbook or there is some other need for positive identification . P1 ]# [( V6 O) t( }
职员:我们要求这一姓名是为人便于辨别身份,先生。这是一个暗语,万一您丢失了您的存折,我们可以用它来确切地辨别您的身份,或者由于某种需要,用以准确地辨认身份。 ' ~- _' D3 |6 @: K1 U! C5 }; K
S:I see.Well,let me fill this out and I’ll open an account. & z. I0 R! u; G. H( M: B
萨姆森:我明白了,那我就填写这张卡片,然后开立一个帐户。 |