NatCat
# L% ]1 ^ m% r; j8 u Natural Catastrophe
$ E( y; Z" V) g. H$ [8 s0 j NatCat pooling
( q8 K& J% o8 r6 Z' @: Y 自然灾害共保
$ e8 Y4 o! y" }( @$ } non-proportional reinsurance * X& v; V- D( j5 z7 w. O* x3 I! |
非比例再保险 0 W8 X, `7 z; N0 O+ }+ z O2 v4 _
PML-possible maximum loss " E; u4 S5 x% X6 m* v
可能最大损失
4 A# ^" {/ T1 e7 F4 Z Pool 1 D @3 s) F4 N2 V
共保组合、合保 4 L! E/ ~( n% D: v4 P: j4 `, U2 k
pool administrator
4 H7 i- \7 g& s8 {9 b 共保组合 管理 人 & O1 ~8 x! B" S! j
post-financing
5 V; \8 [* F$ j9 @8 v 后融资
/ _, S) i1 Q- w- x post-funding 6 ~9 @$ s. j) [; V& w- {- O# b
后融资
# Z( [7 [& s$ e0 `$ J; J& I7 H pre-financing \5 ]7 y$ A. x/ L% S* J
先融资
8 G5 G" ^0 M4 q1 `: d3 }/ e. D5 A6 D pre-funding
7 m+ ?, N4 P# l; C; T, \; w( k 先融资
4 p G- x3 m4 H8 |) h' E# r priority (deductable)
( z6 q L- _0 u4 H2 o 优先(免赔额)
, f; X k/ I+ A/ T proceeds
! O2 b t8 ?" r9 A; Y 收益 ! [9 v( i! R; A% r- ?: ]
property covered
- J( n) u: c0 y! t, N 受保财产 ) O5 a: g' E+ z" U6 \% C1 i- Q
proportional reinsurance 1 h; }, |+ H* R7 l9 y, T* H
比例再保险 ) G c9 B8 @8 {& ^6 S
rate on line / J0 k; ~) F4 r( r7 F6 S5 S
premium expressed as percentage of the limit ; b, V( `+ W W; w" Y
It means that if the limit is 2 million USD and the premium is 100,000, a7 s( C! C7 R! p; ]6 M
then the Rate-on-line is 10%; If the premium is 200,000, then the Rate-on-line is 20%.
' ^$ h) G9 N# s" j, G+ k$ V$ a recovery
$ \: r/ ?8 p* ]3 A% ~) `% ? 追偿金 ) m# g# r7 \- X I) ?
reinstated
( T% |) k3 b# ]5 Q; ~# t 继单
5 v6 W2 I0 @5 h6 R1 P; c retention 0 ]7 t# k3 G7 E* Z* R9 |
自留额 ( c# D" ^: w0 t( u% J* B
risk
# _! c1 ~/ O' t 风险 6 h6 s' A* k1 m) r* i f
risk carrier 9 c& ]1 t% L. i/ Z1 W
风险承担人
- L% G) E2 S$ W% f risk modeling companies
; Q3 ?9 O d7 U0 j) b% | risk premium 0 m, s/ W. O0 ^5 c
风险保费
) R" u" ]3 ?* O run-off 9 s: d" ~% `& J
securitization ( o: a: @; v* @: J0 S
证券化 % r! R$ i( c' w& [+ E) _8 r9 n
spot contract 1 L- A. D8 E0 Z/ k5 j8 y
现货 合同 , v4 }- l+ J# ^% P2 o( W. o
spread
9 ` ]" Y) V Z) S: b; }( D 利差 ; A& _; S& L! g4 j( m
subsoil 6 w. i) w/ ] d/ \/ \; z
下层土 1 T) s: i2 J4 [3 V# [. U8 ]
sum insured
* g. T. j- Q3 z1 Z9 G( e 保险金额
. p4 t- H3 G$ F+ R' V, J tariff
2 M' z7 e5 F4 }. T- b1 X6 q1 F 费率表
' t1 p; B* y9 E" D written premiums 6 J2 Z, |# S! h' ]+ N
承保保费 6 @6 }3 m5 k; o& U& K* R! [2 b
XL * O \0 r+ K# K" y( b8 w u" _ F
超赔分保 & V6 D V5 R! m9 E
CXL
% ^" @1 n: A& }2 M' @. ~- E 巨灾超赔分保 |