NatCat " p; f8 v" w2 \5 p+ l
Natural Catastrophe
- r8 d3 D: v8 W* s2 M9 n4 _ NatCat pooling
3 g C# G' K1 o6 j- x 自然灾害共保
6 ~ @: r5 R9 _, ^: }8 J6 D non-proportional reinsurance & F! g' d$ f u
非比例再保险
$ N7 N, a4 N7 }- ~( c Y7 H3 j+ d1 k PML-possible maximum loss % b! i5 d1 g/ ~; s
可能最大损失
' u3 ?! i9 f( u: @7 a! `6 n Pool
; e' }0 U9 N9 K v) c. ^ 共保组合、合保 8 z7 ?' t- H! h( c& N
pool administrator ) q: `/ A: s# C
共保组合 管理 人
) a2 d1 S$ } v6 o, d post-financing
; P) k& d K! l* ~ 后融资
3 |) V# q+ J7 b7 [2 q post-funding % d6 c4 W5 I4 C7 Z1 ` a# f
后融资 7 h: o; _) Q# f
pre-financing & }3 l$ ^5 B1 M( r# s
先融资
, T: q# V" Z/ w+ S! y pre-funding ) t w3 T( E; k$ I8 m1 N
先融资 ) g" R2 N* S0 ]) u4 x* ^
priority (deductable)
7 w; Q9 n( [- g/ I. Y4 n 优先(免赔额)
& v0 d/ [2 @1 q3 b proceeds
* d$ \6 I% q7 i/ z 收益
* i) D, K& x& X w/ B3 F property covered
5 A1 W$ x. Y, e 受保财产 1 L* ]* B) w# \& Z+ `7 U' I
proportional reinsurance 1 |; t) {; y$ k- P. O- A
比例再保险
- Q v8 b/ e7 s6 b9 X) ~ rate on line
% [$ S+ J. T* Z6 W premium expressed as percentage of the limit
' J$ W4 [+ }0 t- }; W It means that if the limit is 2 million USD and the premium is 100,000, + j) `2 \, ~& V9 ^9 s& i1 ^
then the Rate-on-line is 10%; If the premium is 200,000, then the Rate-on-line is 20%. ' J8 N# f# `6 v) g' m
recovery
2 V, \& g7 i/ X: N- }' M, {8 u 追偿金
8 m& _6 Z: j/ R, {0 C2 Y* z8 h7 S reinstated & `! \' e6 Q# z5 R8 W! w
继单
0 D( _" `6 ~& D' c9 S9 A3 { retention * c3 X, E0 I0 C6 I, G! {
自留额
/ ]# D4 t# m3 i# B: Y0 D risk
% O! Q7 [4 K, S- M1 T( z 风险 " c$ B- `9 z3 a" k; ?
risk carrier
3 a' b) N9 w( ]0 ~ 风险承担人 # Q) Q- k# j; Y
risk modeling companies
' N. ]; e# N# _/ u9 `6 I risk premium ' K: d( R3 p; X
风险保费
j% r2 m. p+ Q$ E run-off 0 Z8 |2 z1 K7 J- P5 G$ U
securitization 5 u, l0 O* s# {/ i: E! O
证券化 . u7 G9 H0 t; ?; N1 u
spot contract
5 A$ J. I% c6 |( \# T 现货 合同 : _4 a% ?+ S( c! K8 m, O* k) {, I8 C
spread $ P. N [! X' ~$ d9 c8 a+ z
利差 ) o+ a( Q1 ^% p( I4 R/ `! @
subsoil
& U' r; b, t8 |& Y" c1 O$ P ?/ a 下层土 * x, ~- d0 l2 R* D+ F
sum insured
+ ~( v$ R& ]* S5 U+ d& @ 保险金额
' u% t- @+ S8 E' Q. v6 S2 F tariff
) y; T3 h% x/ l7 ^) a 费率表 ( Y2 o% I6 @8 A8 ?2 ~& W7 X1 u0 F
written premiums ( G. K9 M/ o, T
承保保费
2 U+ F7 a4 Z6 s7 q/ l XL
- Q; S z+ Y& S8 b 超赔分保
% I& }% N5 p( e4 W4 J CXL
3 D0 J" k+ O8 u# u' F 巨灾超赔分保 |