金融英语流动性

会计考友

　　Bank PanicA situation where depositors lose confidence in the banking system and withdraw all or a majority of their funds from the bank.
　　Mutual FundsAn investment company that combines and invests the money of a large number of investors. Usually invests in a wide range of investments.
　　Prime Asset Ratio（PAR）A percentage of a bank's net assets that are held in prime （liquid） assets. The minimum level of which is usually set by the central bank.
# G' s5 a( m! ^2 k　　ReserveAn amount of capital held back from investment in order to meet probable or possible demands.
2 W, l2 n. R8 r1 i　　YieldThe profit or interest earned on an investment. 银行恐慌 存款人对银行系统失去信心并从银行取走所有或大部分资金的情况。
: T9 R$ Q, L" C# J　　共同基金 把大量投资者的资金联合起来从事投资的公司。通常投资的领域非常广泛。
6 o7 `; D: `8 F+ y  l9 e2 l　　净资产比率（PAR）
4 O2 P% p. _' }, M　　银行净资产在主要（流动）资产中所占的百分比。最低水平通常由中央银行设定。
　　储备金 储备金；资本准备金：为了应付或有的或可能的需求，从投资中留存下来的一部分资金，
　　收益 投资所得好处或利润。