金融英语流动性

会计考友

　　Bank PanicA situation where depositors lose confidence in the banking system and withdraw all or a majority of their funds from the bank.
! o# ^' a' \! N7 c9 o0 o　　Mutual FundsAn investment company that combines and invests the money of a large number of investors. Usually invests in a wide range of investments.
' U$ j8 b$ [" [* o; }- g5 [　　Prime Asset Ratio（PAR）A percentage of a bank's net assets that are held in prime （liquid） assets. The minimum level of which is usually set by the central bank.
3 g) k$ X5 u, l! K+ S% _0 b6 y, t' b　　ReserveAn amount of capital held back from investment in order to meet probable or possible demands.
3 S" ?$ ], {7 x% B' Y8 B　　YieldThe profit or interest earned on an investment. 银行恐慌 存款人对银行系统失去信心并从银行取走所有或大部分资金的情况。
/ J2 F+ d" p+ Q- P; S. _3 d　　共同基金 把大量投资者的资金联合起来从事投资的公司。通常投资的领域非常广泛。
　　净资产比率（PAR）
; b& e+ _; g- g( X, _/ A　　银行净资产在主要（流动）资产中所占的百分比。最低水平通常由中央银行设定。
( {: N5 s+ ]0 b& u- Q! ?& K: I3 x　　储备金 储备金；资本准备金：为了应付或有的或可能的需求，从投资中留存下来的一部分资金，
" Z2 y9 T( I* h5 S" f9 a9 t　　收益 投资所得好处或利润。