Bank PanicA situation where depositors lose confidence in the banking system and withdraw all or a majority of their funds from the bank.& F+ Y7 X. h+ c. x
Mutual FundsAn investment company that combines and invests the money of a large number of investors. Usually invests in a wide range of investments. 5 ?- U4 a: [: h. k& J Prime Asset Ratio(PAR)A percentage of a bank's net assets that are held in prime (liquid) assets. The minimum level of which is usually set by the central bank.) C+ b3 r0 _- O- d# S
ReserveAn amount of capital held back from investment in order to meet probable or possible demands. & I5 \: @" ~7 S# e2 d YieldThe profit or interest earned on an investment. 银行恐慌 存款人对银行系统失去信心并从银行取走所有或大部分资金的情况。 . {+ y: L1 k1 \7 `0 z* C; @. p 共同基金 把大量投资者的资金联合起来从事投资的公司。通常投资的领域非常广泛。 . H/ `: B$ N% b) V# h0 ` 净资产比率(PAR)6 C; \! n. X2 ~# S( N
银行净资产在主要(流动)资产中所占的百分比。最低水平通常由中央银行设定。3 ?% e# s2 V0 M0 a# x# G1 e! C' F
储备金 储备金;资本准备金:为了应付或有的或可能的需求,从投资中留存下来的一部分资金, ) f. j" [( \' W6 n+ n 收益 投资所得好处或利润。