UNIT ONE Q3 B. { u& o4 E. R: S2 g: N9 e
division of labor 劳动分工: d& b: k4 [ i7 C: |
commodity money 商品货币
# e/ E* X3 \: J- w legal tender 法定货币
6 \& t% @$ v; x3 u3 t+ ` fiat money 法定通货/ p6 Z0 `, B' C
a medium of exchange 交换媒介
( G v0 i C. K, E% X legal sanction 法律制裁4 u5 W; k# _- r2 C$ R
face value 面值
: ^% O: Y( W, Y( j/ u0 W3 ~ liquid assets 流动资产
3 \9 P Q- w6 Q8 r8 d illiquidl assets 非流动资产" c+ c1 Z! I0 i5 Y; o4 x% E
the liquidity scale 流动性指标
b8 \7 q( p6 S real estate 不动产
8 r# [+ n! k, s+ H- r checking accounts,demand deposit,checkable deposit 活期存款
9 B2 q) U0 @$ ^4 W4 D( f7 r. w; N7 [ time deposit 定期存款
' w; {7 o: ~1 B# o4 X negotiable order of withdrawal accounts 大额可转让提款单
% Z5 q+ Y( ~- F, Q1 g7 A" L W( v2 I money market mutual funds 货币市场互助基金7 b) z) g. K% g$ t
repurchase agreements 回购协议$ J4 a% R3 g2 P( m6 h* D; T) q
certificate of deposits 存单
5 ~- P+ y+ R- r bond 债券
8 |- C ^: f/ C2 C" i) i% \3 q stock 股票# i0 I8 o' D- p6 s5 z
travelers'checks 旅行支票
7 \; \" N! k) t% V small-denomination time deposits 小额定期存款
; h- j/ j O _ large-denomination time deposits 大额定期存款
3 R0 y: f* V% ^ bank overnight repurchase agreements 银行隔夜回购协议
( C4 b- T3 a$ ]* h1 {: C bank long-term repurchase agreements 银行长期回购协议
R+ @' v% u7 n3 `, @ thrift institutions 存款机构" c1 Q. O8 n6 X1 S
financial institution 金融机构
- ]' I- ~3 [" G! \: Z9 q9 A! M commercial banks 商业银行
1 m/ t) c0 ~: i0 Y a means of payment 支付手段" u$ P E) G! ^! H2 G
a store of value 储藏手段7 Y0 m3 r2 J K& }
a standard of value 价值标准( ^; C$ R* B% t: r) q; u$ B
UNIT TWO
+ A+ N! U" _6 T8 E. q. s) E6 H reserve 储备; L0 U {4 y. w9 y7 U4 v
note 票据, c0 {: D% s$ o+ Z7 x8 }
discount 贴现8 y2 a- \* M) C8 z
circulate 流通
1 [& p7 I7 |; O1 G2 R, U; W, j central bank 中央银行/ o# R% @5 @! y9 D& m4 G9 g
the Federal Reserve System 联邦储备系统0 y _; Z" \, a7 L5 i( N! ~
credit union 信用合作社
9 K5 b3 C4 _+ ^ paper currency 纸币
2 c: R4 W) `) ~7 c* }" p* W, @3 |9 V credit creation 信用创造+ e5 T6 y; [" f
branch banking 银行分行制3 c8 S2 i! ^; ^- y0 l, o% B
unit banking 单一银行制
" [& ^+ y- Y: f1 ]) k out of circulation 退出流通
8 R G* x7 M* @! m/ ~9 S! ? capital stock 股本
# q, C0 w0 _- S! T! i at par 以票面价值计
' l8 I; E. k% C# Y0 X electronic banking 电子银行
+ T6 z) M7 k5 t& v/ [ banking holding company 公司银行, j* L( }3 h6 R: `3 H# A- O
the gold standard 金本位5 `/ A& d7 T* ]& ^1 o& m/ f4 g% h1 Z' s( U
the Federal Reserve Board 联邦储备委员会, e, ]; Z0 j8 t: s# Y- O1 B' z r
the stock market crash 股市风暴+ h9 t9 f0 z! {: {, e$ m, S
reserve ratio 准备金比率 F% t! X& s P y- \2 O, G2 m& G
UNIT THREE$ r2 S* A1 v7 F: K9 p9 e
deficit 亏损% t# Q$ l# j4 L4 Q4 \" C( e; |
roll 展期
5 { y* v1 r& o wholesale 批发1 C. ^( V( P, J+ _
default 不履约
5 p0 z( [/ P" d+ y( y auction 拍卖
& H5 k* u p0 X: l collateralize 担保5 t- Y0 l6 @, W3 g: o" B
markup 价格的涨幅5 k0 e \3 C7 g( [( [
dealer 交易员* `. x9 e, G& U, g/ I3 q7 m2 Y) ?
broker 经纪人" G+ L7 m7 f1 Z2 P# B
pension funds 养老基金
1 m* ~( x: i X" C, @8 A/ Z face amount 面值
5 g% b5 M, } Z+ y commerical paper 商业票据9 ]/ [2 K; d6 S5 Y( A5 A5 j
banker's acceptance 银行承兑汇票
) ]8 N. l6 H3 \; V Fed fund 联邦基金
/ E, V; J p, h eurodollar 欧洲美元
9 G9 D, G9 x, h- F5 V treasury bills 国库券
$ w' B5 K0 D8 A5 S! ^; ^ floating-rate 浮动比率
" f, ?1 P7 f7 |1 c fixed-rate 固定比率
6 G+ b7 ^, f7 l# _ default risk 拖欠风险' ^0 Y2 `# V7 @
credit rating 信誉级别( S5 E( L m8 v1 [6 r! D
tax collection 税收
5 h' M5 R1 Q3 c5 E& _ money market 货币市场
y+ G" b5 j0 d' g: _1 a% V* ` capital market 资本市场
; Y6 q$ h, N! }9 S; e! c1 [0 H original maturity 原始到期期限/ o3 e5 n9 p4 _1 B# x5 P
surplus funds 过剩基金 |
发表于 2012-8-16 08:28:34
