UNIT ONE! F. @$ S' _ O7 J- J& M
division of labor 劳动分工$ B+ E7 }- ?. |& f7 r
commodity money 商品货币
4 P% h4 v. Y* P7 ` legal tender 法定货币
4 s) ^7 }+ g% J/ }: ` fiat money 法定通货# V& S6 {5 j4 ^; q; P& h" F: W
a medium of exchange 交换媒介
( n1 w4 v4 F$ h* i% x) {' F legal sanction 法律制裁
( w$ O, f2 N# H face value 面值
) M/ ^! ?8 x9 n" c7 O liquid assets 流动资产$ l8 A7 j9 R8 H6 O3 U5 N
illiquidl assets 非流动资产
' c$ w2 X/ ^+ @. g- a, i the liquidity scale 流动性指标
7 [- N# R( f# V' U8 @ real estate 不动产
) i; F7 g' K% N4 P; V+ U4 s checking accounts,demand deposit,checkable deposit 活期存款
7 {9 D; K6 {# D time deposit 定期存款0 x) q. U" F' i/ x
negotiable order of withdrawal accounts 大额可转让提款单# `8 g: t8 f/ D! z0 ?1 S
money market mutual funds 货币市场互助基金+ b; ~6 k7 Z; F3 G' N: @
repurchase agreements 回购协议
# O+ O: R* F i0 r( d3 J. p certificate of deposits 存单7 q0 d5 W) Y7 ~" ^
bond 债券
) {& _! r8 o% Y+ e) o; N stock 股票
0 ?2 ^+ o+ W3 s# Z4 r3 x5 q7 s8 h+ J travelers'checks 旅行支票
+ t2 `7 s/ J) ~5 I) A; a small-denomination time deposits 小额定期存款8 Z J; D6 K- y* p
large-denomination time deposits 大额定期存款: m# s8 @0 s# e7 O
bank overnight repurchase agreements 银行隔夜回购协议
2 T* }( J: g k: y bank long-term repurchase agreements 银行长期回购协议
' D% \) s; P8 j8 \ thrift institutions 存款机构: N0 {5 ^( O! ^& L5 |) o
financial institution 金融机构
6 |: J+ B$ l, l% C. y) r% Q commercial banks 商业银行. y8 w& s, e1 a) j
a means of payment 支付手段) X" D; Q8 S/ m. e T* g
a store of value 储藏手段( T! A, a- g* A' \4 s! S
a standard of value 价值标准" J! H7 i& t9 c- }: N0 N% `
UNIT TWO
7 y ^# g9 Y9 z% \0 [6 x9 l" R# J7 d reserve 储备
4 i' i4 `+ Z, n9 z" @, z& C- F note 票据
+ N( X' b: K! o) M# \, J8 T discount 贴现
% [/ B! h" v' I; x circulate 流通; Q% A, @: y: P! J7 ~2 B9 Q
central bank 中央银行
T) K% ]/ h, b/ n2 G+ ]7 }- \ the Federal Reserve System 联邦储备系统
0 b. k5 D# x5 p. u0 p7 ? credit union 信用合作社
$ u7 z z* {" v V paper currency 纸币
" G2 y; q; a1 b" j% p- m credit creation 信用创造8 w7 R' h1 ^* k" X! m
branch banking 银行分行制
3 J4 b2 y" b5 m3 t8 u- h unit banking 单一银行制
1 [! ]8 a! Y# x& x3 a- j out of circulation 退出流通
' \) x2 }/ X X$ u capital stock 股本
. h: z' N& [2 o; K2 f at par 以票面价值计
" c1 ~" U% |& {/ `$ `! m electronic banking 电子银行
1 z1 v, X( F$ P+ b0 K4 ?# _ banking holding company 公司银行
5 A" o N2 P. ?6 @4 X the gold standard 金本位
- J1 _* U! x+ I( C the Federal Reserve Board 联邦储备委员会0 t( u( a. E6 X* ~5 q
the stock market crash 股市风暴
: l% V' D j7 _# r# H reserve ratio 准备金比率, j7 [4 ^6 E j! r& s) ]* n
UNIT THREE3 A! v2 _& G% n
deficit 亏损 W( H6 k% ^! P6 R# Y
roll 展期
O$ x& [+ [/ B w9 _: n wholesale 批发+ J5 Y0 y J$ Q
default 不履约) c8 x7 u2 r6 n! b! _, t
auction 拍卖
4 C& X# v4 H N# s collateralize 担保
3 A# M$ h& V/ R! Q1 { markup 价格的涨幅
) @/ D1 g) p! j. h, X dealer 交易员5 ?$ O8 g. w6 h7 j6 `
broker 经纪人
9 t" V. k: I: J. x pension funds 养老基金0 U7 w, u. J- t5 l
face amount 面值, Q T4 F5 g1 k+ ?: q- C
commerical paper 商业票据! ~# D& z9 k3 z+ g! g+ `$ K4 l
banker's acceptance 银行承兑汇票; ]3 M" V: E9 i1 o. K
Fed fund 联邦基金. n. {+ j9 x4 F1 d) T- a/ s& M3 r
eurodollar 欧洲美元, }2 R* L3 p2 [8 ~- k
treasury bills 国库券6 f3 a* K: ?3 s+ U) [" L
floating-rate 浮动比率
8 X/ @3 m0 i! G0 A: r% |0 {9 ` fixed-rate 固定比率1 x2 Z, A9 Q, x/ w. }+ _# N
default risk 拖欠风险
9 ?! M% P3 |, t8 l credit rating 信誉级别) d- S. p2 c5 s u j9 d: W5 l
tax collection 税收
& |. I$ D% U7 j S0 S$ C1 M3 |+ F money market 货币市场6 H' p) r$ d) I9 y' v$ S: `
capital market 资本市场! Q" ?/ d" T# ]
original maturity 原始到期期限
9 Y9 ^- z: m% q$ O! i2 Q surplus funds 过剩基金 |