金融英语辅导之中国银行相关资料03

会计考友

　　Overview of the Banking Industry in China
　　I.The Role of the Banking Sector in China
　　Paragragh 5 (P1)
" J1 [( R7 i. _5 M' x' a; [. R: }, p　　1.Fourth, the banking sector provides the indispensable national payments mechanism for the development of modern financial and business systems.
+ n: c( u! W/ S& `6 u! j2 k: k　　第四，银行部门为现代财政和企业体制的发展提供必要的国家支付体系。
　　(1)the indispensable national payment mechanism：必要的国家支付体系
　　indispensable：a．不可缺少的；绝对必要的
' S0 A. c1 S2 d+ D8 P/ I1 d　　mechanism: n.way in which sth works or is constructed：机制；结构
　　例：competitive mechanism：竞争机制
& a9 V% \' o- ~; m3 |+ i7 S; b( W7 s　　exchange rate mechanism：汇率机制
　　market mechanism：市场机制
　　price mechanism：价格机制
; m' F5 _- }0 U* Q9 c) T　　mechanism of exchange：交易机构
6 C9 L! u8 @6 Z1 A  B　　mechanism of government：政府机构
　　(2)modern financial and business systems：现代财务制度和工商企业体系  Paragragh 6
! E2 e" Q5 C  B* q5 A% Y. o　　2.Fifth, the banking system as a whole reduces risks through aggregation and enables them to be carried by those more willing to bear them.
6 Y! F+ ]' O/ s% J4 o1 B　　整个银行体系采用集中风险的手段来降低风险，使那些更原意承担风险的人去承担风险。
　　(1)aggregation: n.聚集；汇集（风险）
, T% B1 G" @: j, [　　aggregate: v.bring or come together in a mass聚集；汇聚
　　them:此处指“风险”
　　carry them (risks):负担（具有）风险
　　carry: v. involve;entail:具有；使负担
　　例：The loan carries 3.5% interest.该贷款负担百分之三点五的利息。
　　(2)(those persons) (who are) more willing to bear them:更原意承担风险的（那些人）
+ F+ W5 D; W$ Y" s, {　　由(who are) willing to bear them定语从句（简化为分词短语）修饰前面的those (persons)。
2 p$ g* E) b/ M2 R/ n8 t" J+ a. M/ q& f　　bear: v.endure承担；忍受
; l& D1 V0 B/ R& C# G　　Paragragh 7
& A) ?/ W: h9 X$ P　　3.Following five decades of evolution, particularly more than two decades of reform and opening to the outside world, China's banking sector has entered a stage of vigorous development.
5 Q! S6 y3 j4 i* T# @/ m. d　　中国银行业经过50年的发展，特别是经过20多年的改革开放，已经进入了一个蓬勃发展的阶段。
　　(1)decade: n.period of ten years:十年的期间
　　(2)evolution: n.process of opening out or developing:发育；发展
　　(3)reform and opening to the outside world:改革开放