金融英语辅导之中国银行相关资料03

会计考友

　　Overview of the Banking Industry in China
( T3 s: U+ K% A* s, s　　I.The Role of the Banking Sector in China
% s4 k) t' @( ^: |: Z5 l- x/ p8 e　　Paragragh 5 (P1)
8 `; @6 U) N3 Y1 A; X, ]: m2 H　　1.Fourth, the banking sector provides the indispensable national payments mechanism for the development of modern financial and business systems.
: \) q7 ]4 v: [! W* Z! t! C　　第四，银行部门为现代财政和企业体制的发展提供必要的国家支付体系。
　　(1)the indispensable national payment mechanism：必要的国家支付体系
　　indispensable：a．不可缺少的；绝对必要的
　　mechanism: n.way in which sth works or is constructed：机制；结构
- ]: _& Q' \3 p8 M9 C& V8 B* @4 i　　例：competitive mechanism：竞争机制
　　exchange rate mechanism：汇率机制
　　market mechanism：市场机制
　　price mechanism：价格机制
　　mechanism of exchange：交易机构
8 X& m+ k( _2 @! B' e6 S　　mechanism of government：政府机构
　　(2)modern financial and business systems：现代财务制度和工商企业体系  Paragragh 6
1 z$ I; b4 t; V# j7 ?　　2.Fifth, the banking system as a whole reduces risks through aggregation and enables them to be carried by those more willing to bear them.
　　整个银行体系采用集中风险的手段来降低风险，使那些更原意承担风险的人去承担风险。
　　(1)aggregation: n.聚集；汇集（风险）
　　aggregate: v.bring or come together in a mass聚集；汇聚
　　them:此处指“风险”
　　carry them (risks):负担（具有）风险
+ I* [# k6 R# `* Z( H　　carry: v. involve;entail:具有；使负担
　　例：The loan carries 3.5% interest.该贷款负担百分之三点五的利息。
  ?( d/ |( @+ X  S4 O/ h0 h9 b- n　　(2)(those persons) (who are) more willing to bear them:更原意承担风险的（那些人）
  v2 m% \& `" f: z5 r　　由(who are) willing to bear them定语从句（简化为分词短语）修饰前面的those (persons)。
　　bear: v.endure承担；忍受
　　Paragragh 7
* e0 t+ ?' t0 L1 W: a; J3 t! P　　3.Following five decades of evolution, particularly more than two decades of reform and opening to the outside world, China's banking sector has entered a stage of vigorous development.
3 e4 L: B! d+ P, o　　中国银行业经过50年的发展，特别是经过20多年的改革开放，已经进入了一个蓬勃发展的阶段。
0 d3 O5 f+ d& z& Y2 P3 q　　(1)decade: n.period of ten years:十年的期间
( \( i) w8 f6 X1 ]/ k, k　　(2)evolution: n.process of opening out or developing:发育；发展
　　(3)reform and opening to the outside world:改革开放