金融英语辅导之中国银行相关资料03

会计考友

　　Overview of the Banking Industry in China
　　I.The Role of the Banking Sector in China
　　Paragragh 5 (P1)
3 A. ^+ l+ p' w4 ?" C4 V　　1.Fourth, the banking sector provides the indispensable national payments mechanism for the development of modern financial and business systems.
3 ^/ @: X1 F" O- O2 n1 _8 T　　第四，银行部门为现代财政和企业体制的发展提供必要的国家支付体系。
　　(1)the indispensable national payment mechanism：必要的国家支付体系
8 P- B- `) {( K( P　　indispensable：a．不可缺少的；绝对必要的
1 _, }* L! l: \' s　　mechanism: n.way in which sth works or is constructed：机制；结构
: U. D2 S. _2 V　　例：competitive mechanism：竞争机制
　　exchange rate mechanism：汇率机制
7 y3 l  H6 @4 H; ]- @　　market mechanism：市场机制
: ^/ D; ]7 k" E; Z8 j' S　　price mechanism：价格机制
　　mechanism of exchange：交易机构
  Q" N" t0 F1 U  d　　mechanism of government：政府机构
　　(2)modern financial and business systems：现代财务制度和工商企业体系  Paragragh 6
% L  b9 c+ H  S; B2 `) }" E　　2.Fifth, the banking system as a whole reduces risks through aggregation and enables them to be carried by those more willing to bear them.
　　整个银行体系采用集中风险的手段来降低风险，使那些更原意承担风险的人去承担风险。
　　(1)aggregation: n.聚集；汇集（风险）
* U) F4 ~; \5 m3 Q　　aggregate: v.bring or come together in a mass聚集；汇聚
　　them:此处指“风险”
' c* E# E0 {8 Z' n2 A/ t( F/ k5 k　　carry them (risks):负担（具有）风险
' a0 A! H. ]+ K/ b0 [7 m, u$ `　　carry: v. involve;entail:具有；使负担
  U6 q0 \* ]/ l  k! ?　　例：The loan carries 3.5% interest.该贷款负担百分之三点五的利息。
　　(2)(those persons) (who are) more willing to bear them:更原意承担风险的（那些人）
6 J$ z0 k% g( K/ M0 y" @' m3 D　　由(who are) willing to bear them定语从句（简化为分词短语）修饰前面的those (persons)。
　　bear: v.endure承担；忍受
6 a( F/ p7 i9 y% n) d. D/ \' V　　Paragragh 7
　　3.Following five decades of evolution, particularly more than two decades of reform and opening to the outside world, China's banking sector has entered a stage of vigorous development.
* f; ]  ^6 n5 N  d7 V* f5 V　　中国银行业经过50年的发展，特别是经过20多年的改革开放，已经进入了一个蓬勃发展的阶段。
　　(1)decade: n.period of ten years:十年的期间
/ C+ D0 `* p' a　　(2)evolution: n.process of opening out or developing:发育；发展
  X, E; |) O: }! h6 B/ g　　(3)reform and opening to the outside world:改革开放