金融英语综合辅导汉译英(2)

会计考友

　　D
　　打白条 issue IOU
+ J. U0 S+ y5 Y, N' d$ X3 ?/ a. f　　大额存单 certificate of deposit（CD）
　　大额提现 withdraw deposits in large amounts
+ b" t7 z4 Y. x( _1 N4 m( ?　　大面积滑坡 wide-spread decline
! ~  c, ]& R4 ]7 J1 w　　大一统的银行体制 （all-in-one）mono-bank system
　　呆账（请见“坏账”） bad loans
1 H  R0 W0 L% E  r. \# q　　呆账准备金 loan loss reserves（provisions）
　　呆滞贷款 idle loans
　　贷款沉淀 non-performing loans
　　贷款分类 loan classification
# _- h" B7 W5 ?5 h# I% U　　贷款限额管理 credit control;to impose credit ceiling
　　贷款约束机制 credit disciplinary（constraint）mechanism
: \6 R: b2 ]4 p- c& w　　代理国库 to act as fiscal agent
　　代理金融机构贷款 make loans on behalf of other institutions
　　戴帽贷款 ear-marked loans
+ y1 q! P8 g. T4 B2 o　　倒逼机制 reversed transmission of the pressure for easing monetary condition
　　道德风险 moral hazard
# R0 }6 ~8 l6 d! I　　地区差别 regional disparity
  v& I1 F* T2 G* D. C　　第一产业 the primary industry
　　第二产业 the secondary industry
　　第三产业 the service industry;the tertiary industry
7 a5 j4 C# ?; f' y9 `& S& n　　递延资产 deferrable assets
" B2 p3 H/ t& U9 V* a; _　　订货不足 insufficient orders
+ Z/ ^9 Y3 ~. s$ i' h7 l　　定期存款 time deposits
, J" q4 Z9 k) r/ `' M4 j　　定向募集 raising funds from targeted sources
- v6 t% O8 B; b5 J! W$ S　　东道国（请见“母国”） host country
　　独立核算 independent accounting
　　短期国债 treasury bills
6 L+ u( c$ B8 P( X, M- Y% s　　对冲操作 sterilization operation;hedging
　　对非金融部门债权 claims on non-financial sector
　　多种所有制形式 diversified ownership
+ M, [) S( u5 u; E* X　　E
　　恶性通货膨胀 hyperinflation
　　二级市场 secondary market
　　F
% L1 o$ D! H6 V1 ^, `/ V& P　　发行货币 to issue currency
* m5 S5 b% D3 e% A% }9 c4 ?9 J% u　　发行总股本 total stock issue
2 |- J; o; ?9 k' }: @　　法定准备金 required reserves;reserve requirement
　　法人股 institutional shares
　　法人股东 institutional shareholders
% b5 G2 O- |) P7 ?4 i4 B; |　　法治 rule of law
+ ~9 r1 ~& [, ]; W　　房地产投资 real estate investment
2 i5 f2 Q2 F, I7 [$ u　　放松银根 to ease monetary policy
　　非现场稽核 off-site surveillance（or monitoring）
/ N, X. _) ^5 D" q' e9 d3 e; G- ?　　非银行金融机构 non-bank financial institutions
- o/ x# o: G8 l; G　　非赢利性机构 non-profit organizations
: n: P& j, F6 ~8 s. f7 r　　分税制 assignment of central and local taxes;tax assignment system
" S: ~" n7 R' x" @$ N# ]. i* N　　分业经营 segregation of financial business（services）;division of business scope based on the type of financial institutions
　　风险暴露（风险敞口） risk exposure
　　风险管理 risk management
3 @4 I, O- |' r; S2 D' H2 {3 @　　风险意识 risk awareness
　　风险资本比例 risk-weighted capital ratios
' K. q' G  m# f2 w- }: ~　　风险资本标准 risk-based capital standard
　　服务事业收入 public service charges;user's charges
; R( k# J2 a% Y* q9 C% _$ g6 c8 i　　扶贫 poverty alleviation
　　负增长 negative growth
　　复式预算制 double-entry budgeting;capital and current budgetary account