金融英语综合辅导汉译英(2)

会计考友

　　D
2 O6 U# s( p) H! J- W( f　　打白条 issue IOU
　　大额存单 certificate of deposit（CD）
　　大额提现 withdraw deposits in large amounts
* H- _* v$ h$ f2 h　　大面积滑坡 wide-spread decline
　　大一统的银行体制 （all-in-one）mono-bank system
* n1 ?  E- L8 ^$ v　　呆账（请见“坏账”） bad loans
! g4 v- s. J- r" e" Z  s9 `　　呆账准备金 loan loss reserves（provisions）
9 i: J" G: \7 c　　呆滞贷款 idle loans
) q/ E6 j- n, ^1 i　　贷款沉淀 non-performing loans
" t8 d1 L8 ?; K. k8 J/ P. K' ?+ Y　　贷款分类 loan classification
; s- ~$ e% V( e3 O　　贷款限额管理 credit control;to impose credit ceiling
　　贷款约束机制 credit disciplinary（constraint）mechanism
　　代理国库 to act as fiscal agent
　　代理金融机构贷款 make loans on behalf of other institutions
　　戴帽贷款 ear-marked loans
. V; f* g# W' `& a　　倒逼机制 reversed transmission of the pressure for easing monetary condition
　　道德风险 moral hazard
0 `2 s) R* \6 q. H9 V" f1 S- \" \. W　　地区差别 regional disparity
　　第一产业 the primary industry
　　第二产业 the secondary industry
7 ]( @1 d; u+ v: f　　第三产业 the service industry;the tertiary industry
　　递延资产 deferrable assets
　　订货不足 insufficient orders
　　定期存款 time deposits
+ x4 ?- E& o) `" i1 z' W　　定向募集 raising funds from targeted sources
% W' ]! i5 H7 q! K9 Z4 ?. L1 R　　东道国（请见“母国”） host country
　　独立核算 independent accounting
+ ^3 w: l, q, K+ \　　短期国债 treasury bills
　　对冲操作 sterilization operation;hedging
6 I; N3 N% E: ~2 I1 T5 @4 \　　对非金融部门债权 claims on non-financial sector
　　多种所有制形式 diversified ownership
　　E
　　恶性通货膨胀 hyperinflation
- Z; C# @9 I6 X" b1 u　　二级市场 secondary market
　　F
　　发行货币 to issue currency
7 y; y6 ], M) ^- n6 s8 n; ]: _　　发行总股本 total stock issue
　　法定准备金 required reserves;reserve requirement
　　法人股 institutional shares
7 x8 e- O  l* K- ?( O　　法人股东 institutional shareholders
　　法治 rule of law
　　房地产投资 real estate investment
　　放松银根 to ease monetary policy
　　非现场稽核 off-site surveillance（or monitoring）
" R! r, f" N- s7 I$ [$ I/ |& e　　非银行金融机构 non-bank financial institutions
1 L# n4 b) H' _　　非赢利性机构 non-profit organizations
　　分税制 assignment of central and local taxes;tax assignment system
1 ?2 X8 q. ?  h  r) M　　分业经营 segregation of financial business（services）;division of business scope based on the type of financial institutions
- _4 k- j! I% t　　风险暴露（风险敞口） risk exposure
7 ?8 _" m0 Q2 E! h　　风险管理 risk management
　　风险意识 risk awareness
* N7 \7 C; d* w　　风险资本比例 risk-weighted capital ratios
) D  X' |$ Y; G1 T9 c0 }. v& k　　风险资本标准 risk-based capital standard
6 T( e* X  H2 O$ Z& P, V　　服务事业收入 public service charges;user's charges
　　扶贫 poverty alleviation
　　负增长 negative growth
& F% @8 A, Z0 Q. w1 y/ Y  U2 \　　复式预算制 double-entry budgeting;capital and current budgetary account