UNIT ONE3 R2 J: N. v7 E* Z; H. r+ `& n0 ~
# `( F+ G& H! U* O) Y, G Q; Sdivision of labor 劳动分工1 l( j. T( ]# s. `" q- c) G
commodity money 商品货币- ]0 V( l/ s: W1 A" B
legal tender 法定货币
( i k ^+ G0 A+ Q8 _$ f2 yfiat money 法定通货
, J2 [* G$ j! p8 e6 t- sa medium of exchange 交换媒介9 _9 [9 P% [4 z, L c
legal sanction 法律制裁
e* v; N; A" V6 ^; B) wface value 面值
0 h; t( J/ \- R+ {* \# {$ Eliquid assets 流动资产
6 B! t& N! m# ~* rilliquidl assets 非流动资产
' ^( k$ Q- h/ K7 N$ E. ethe liquidity scale 流动性指标% c$ l; C) v; x% {
real estate 不动产7 U8 A# j1 f( ^/ |# y& b# t
checking accounts,demand deposit,checkable deposit 活期存款8 h# Y( y$ J2 H9 Q2 Z
time deposit 定期存款
- ~1 O9 f, { L1 tnegotiable order of withdrawal accounts 大额可转让提款单
% Z! |; J8 g& \4 B- U5 ]money market mutual funds 货币市场互助基金3 ?$ |. e' H4 B( N# `2 I, z" V L
repurchase agreements 回购协议0 g! i* x5 T, M) l0 o/ W1 M
certificate of deposits 存单
@. v( w& u9 n! L( }2 _bond 债券# L$ _1 |9 o" J; t; E5 T
stock 股票* T9 L( u; k3 @7 {: [6 |
travelers'checks 旅行支票
) r% S. }% \8 m1 H, H% K: |8 @small-denomination time deposits 小额定期存款
9 _3 W' ? \8 F6 _$ _' z- Glarge-denomination time deposits 大额定期存款5 `- E! x, `2 ?6 _% _
bank overnight repurchase agreements 银行隔夜回购协议& ^+ y2 ]7 B. }" G6 R5 m3 _0 y/ B
bank long-term repurchase agreements 银行长期回购协议) L4 j. m h/ g5 \
thrift institutions 存款机构" W, f# {7 }) m" V% I) s
financial institution 金融机构! |0 D+ \. m! A# t5 h" K* Z
commercial banks 商业银行
4 V+ X# T3 \; U; S) m- [! [a means of payment 支付手段
) c% }4 \: A4 t7 P8 H7 ]! ia store of value 储藏手段3 r3 G. d5 C Y8 a
a standard of value 价值标准 ; d8 B/ ?) `: M- N* _! j- |
UNIT TWO/ [0 U4 S7 p1 }" E* @; o+ h
& @ q" W' P$ b" c/ x& k8 O2 d
reserve 储备
) h3 x6 I9 K, q" d6 Nnote 票据( L/ ]8 Q( M9 Y
discount 贴现
- i, f8 U% n, R( K$ G" Vcirculate 流通$ c6 G2 p# s( f
central bank 中央银行& f+ c: h# z- u9 p; G4 s* S
the Federal Reserve System 联邦储备系统
, t% n9 Z8 {% y# c, Wcredit union 信用合作社* v! }, w: Y H* o( T/ l
paper currency 纸币
# Y5 v$ M1 h9 I( @credit creation 信用创造
, O% j( _" t0 o7 \branch banking 银行分行制. D! `) B7 b. @* y7 T6 M' h
unit banking 单一银行制( t& Y, d( K& b! b# v
out of circulation 退出流通
n9 K+ {. o7 f% i& i8 |5 V; ]capital stock 股本
3 B3 L' K1 K1 Q* a) Jat par 以票面价值计- m* M# ?0 G/ P5 C. p
electronic banking 电子银行- u6 | y8 G* g1 M
banking holding company 公司银行* |1 {7 S+ D) i
the gold standard 金本位
0 J+ Q7 U' n' b# dthe Federal Reserve Board 联邦储备委员会
& I- I, d4 s' V3 C9 D& T: @- Z* ithe stock market crash 股市风暴/ [' l9 U; W/ H) `* K/ n1 d' H
reserve ratio 准备金比率
$ C/ f& f2 T4 u! B3 E1 n e. \! HUNIT THREE: L) O1 g9 M8 p% g4 ~# x/ ]' h) x3 e
% C8 {: R0 g, o- a: r8 p+ rdeficit 亏损
! E- K' }- b! D3 Y3 E4 O+ G7 Hroll 展期) y& d3 A/ l( R( r6 @8 ?$ A7 {
wholesale 批发" F: U$ h* k* i4 t# D* `5 f' r! R& C
default 不履约
. o0 u1 z8 G9 ~1 c. n! bauction 拍卖) ]& d, Z& z, `5 w* n% P
collateralize 担保$ m: @; B7 m, V' b" W
markup 价格的涨幅1 C. e# U" k4 f- F, |3 {2 {
dealer 交易员
8 a( ~8 q0 }8 W! j2 x6 {0 Mbroker 经纪人
* u# w8 j" d) t+ l' t/ d, L6 U. M. |pension funds 养老基金; i9 h2 X4 c4 `0 l
face amount 面值
" s0 ^/ d) o/ u5 E, E: ~commerical paper 商业票据1 B# }- A3 D2 g
banker's acceptance 银行承兑汇票8 P: A+ u" ~. Q N* Y
Fed fund 联邦基金8 [& s# b% \5 k6 r: ^8 f0 e
eurodollar 欧洲美元# @7 K) Z7 T+ t; m
treasury bills 国库券0 I: @4 s# K% U
floating-rate 浮动比率0 @* R* j/ y( o1 }3 b6 a
fixed-rate 固定比率$ W# O: ^) |6 Z1 X S ?
default risk 拖欠风险
1 E: U" }$ z' O2 ?5 m/ {) A) Gcredit rating 信誉级别/ g g& m5 \ K. d
tax collection 税收. E5 _& B9 U& k K
money market 货币市场
$ g1 f3 ^' Q9 }capital market 资本市场, J( t: t; j P) q8 d4 n: G
original maturity 原始到期期限
* [3 c) F: E/ j7 G( j' c$ jsurplus funds 过剩基金 |