UNIT ONE
; O9 J! g" t/ @4 C8 b! R: s+ l8 S$ E% n- M% l
division of labor 劳动分工
% i, `/ i& D# P6 t- a+ }; Mcommodity money 商品货币: K2 ]# J) K0 _, x
legal tender 法定货币
7 A" V8 k" s( [+ Ifiat money 法定通货% h+ V' b8 E6 Q6 R4 A7 i3 |# ]
a medium of exchange 交换媒介9 t/ @+ T: P7 O1 X
legal sanction 法律制裁5 ?+ B/ V X1 R. X
face value 面值# |5 `# p& L. n
liquid assets 流动资产
8 h! @9 ?. ]; _- y" Z9 C- L* u6 Dilliquidl assets 非流动资产9 Z; H7 Y; L5 S1 b5 A" u
the liquidity scale 流动性指标( B4 |8 O* q6 o$ [
real estate 不动产
6 H4 i# Z6 |. a; e8 ?. x' x( Bchecking accounts,demand deposit,checkable deposit 活期存款
" y$ }# c7 M J6 s6 b8 y* o" ptime deposit 定期存款3 K" B9 g3 w4 \0 Z N
negotiable order of withdrawal accounts 大额可转让提款单
5 ?/ |: t# [4 J% Amoney market mutual funds 货币市场互助基金, K( |$ E3 F, U% I5 e _
repurchase agreements 回购协议 T5 l% t/ ?1 k
certificate of deposits 存单3 z- o( V. s z4 j; u( ~. W
bond 债券3 s; [8 s: `) Z( a
stock 股票/ U: L4 ^, P' h7 g& h4 w t
travelers'checks 旅行支票
& e) o+ A; T8 p7 H& ?' ?# X# Vsmall-denomination time deposits 小额定期存款+ e h" F. Z# E/ u q, O
large-denomination time deposits 大额定期存款% `( ]$ m# q! h( n
bank overnight repurchase agreements 银行隔夜回购协议
- e7 H6 D3 i% v9 k# Zbank long-term repurchase agreements 银行长期回购协议& ]" C& O _6 D& [! m! n, J5 ~
thrift institutions 存款机构, x3 m& N6 ^2 j2 b
financial institution 金融机构
3 p4 O z8 c! g6 n( |commercial banks 商业银行
$ k6 Z: k( J! C. `! T: _6 Oa means of payment 支付手段
9 a* i+ f8 D7 D, oa store of value 储藏手段2 p. q5 y9 J7 u9 d# F# T( I6 K
a standard of value 价值标准 5 U/ D- W" X2 R
UNIT TWO
! x, @- N4 s# g) D
) `3 m4 U4 I; a$ M+ preserve 储备
5 S0 J" |$ M/ B' g# S: R/ P- Inote 票据3 }8 T5 l% h# {6 L" M$ `" n
discount 贴现/ {+ b, X: p; A& ]; [" M- F# w
circulate 流通3 Q1 m {: u9 S8 ~( _
central bank 中央银行5 o' ]3 {% W6 i2 F. f0 j# }
the Federal Reserve System 联邦储备系统+ K) d! {0 U5 _4 V+ j
credit union 信用合作社
0 Z, O" J, {+ \0 k: opaper currency 纸币( u- S# { d P6 m
credit creation 信用创造9 Q3 b. f, i$ u! i: f) r
branch banking 银行分行制
4 T$ m# y9 _. W- o: hunit banking 单一银行制. q9 j- c3 c0 _5 e& X
out of circulation 退出流通
7 @* f9 k! e4 M, y- O. {3 Pcapital stock 股本7 n7 T/ H8 q4 Y
at par 以票面价值计: T; U8 R, I4 l5 v4 T/ r
electronic banking 电子银行
, V; l X% O1 v( h& pbanking holding company 公司银行" j, N9 G7 r( Q `6 e: Q5 K9 g) P
the gold standard 金本位) I& k i* H; u9 h
the Federal Reserve Board 联邦储备委员会% q8 z( o$ w0 G9 a0 O5 ?' K, f
the stock market crash 股市风暴! \2 A% e* R7 e2 d$ p
reserve ratio 准备金比率
8 R* J* q5 [1 D" D( U" Z# y6 Q% G( vUNIT THREE
2 V% ]: l1 q4 f" h( ^ ?" P _
- c5 o$ h/ }' b% o' u* D' h9 z2 C. Adeficit 亏损! f7 e( S3 q& G% f& v$ L. M, M
roll 展期2 ~, u) p5 k6 ^
wholesale 批发
+ n3 H( v! B2 R5 ]8 pdefault 不履约
' M4 D: b v) a* _; cauction 拍卖
& \1 c. `6 m" g1 qcollateralize 担保
$ b; I j7 Q' omarkup 价格的涨幅
: ]! j4 m$ k/ d) O+ B+ l: e" V6 `, D9 odealer 交易员' \' L1 V7 T/ B
broker 经纪人2 K' H9 o* s% J# E" }5 e) m
pension funds 养老基金
' o; e5 Y/ T! I. Aface amount 面值7 o) d6 x6 _: O- T4 |8 k
commerical paper 商业票据' G8 G' ]% [' W$ e3 L8 l* d
banker's acceptance 银行承兑汇票& Q; t1 {0 h! c1 k. ^
Fed fund 联邦基金4 }! I& N8 o" t, l' G' W
eurodollar 欧洲美元* Y5 f8 v1 C; N* C
treasury bills 国库券7 c4 [2 d" \! `$ N* f
floating-rate 浮动比率$ R4 m% g: G5 S& b
fixed-rate 固定比率) C3 R$ }5 {: v% h
default risk 拖欠风险0 l1 ~( W4 K( m8 @" N9 ?
credit rating 信誉级别3 k; _) {$ ^: _- u* ^. m
tax collection 税收
) w. w2 }$ W) J) {- d* hmoney market 货币市场" @+ y! k: V2 ?& D8 g
capital market 资本市场
; z0 \: n8 Y/ `0 _7 b% ~" Y% _( goriginal maturity 原始到期期限
7 p; ?! P+ P( F, Hsurplus funds 过剩基金 |