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" w0 v, ?/ l6 _0 E 根据共同保险条款,保险人通常必须付全部费用的百分之二十。3 s! r& B5 d) g }/ {) B
The insurance rate for such kink of risk will vary according to the kind.
: X6 \2 W! a( T0 q" P' R% d0 j 这类险别的保险费率将根据货物种类而定。. s& O8 ^* i6 b" B; s
Insurance brokers will quote rates for all types of cargo and risks.
! N! f" u( i/ l: K K$ W& u4 W* K3 B& L 保险经纪人会开出承保各类货物的各种险别的费用。$ \1 }) r# }. W2 P b
Can you give me an insurance rate?
( Y4 h# s: o+ T9 b- e 您能给我一份保险率表吗?
& z7 w9 n% k# a. u% @4 @0 v Could you find out the premium rate for porcelain?
# \' T7 D) R( h8 t* y9 N 您能查一下瓷器的保险费率吗?. n+ Q* B4 z# e9 m8 l
You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.2 O" h! d6 U: n. @. @
你不仅要研究各种保险所标明的给予保险人的赔偿费用,还要研究它的条件与限制,然后选出最适合你需要的一种。/ t' ~6 t+ v" I) @8 p, \" t
Words and Phrases1 S9 \# @9 \4 f, T. @8 x0 S
insurance expense 保险费7 d/ I, K2 x, W3 U9 x3 I
premium rate 保险费率
, u. }0 [9 H) x% G( P1 c premium 保险费* G3 @7 J& v4 o y' j' C. H
insurance rate 保险费率表- g8 a) j% l1 R* u7 R
insurance proceeds 保险金(保险收入); ]! g1 [7 s" P
F.P.A.stands for “Free from Particular Average”。 P% K* C3 a( Y5 {. U
FPA代表平安险。2 a( G# f0 y+ }
W.P.A.stands for “With Particular Average”。1 l4 p* I) {& M1 C) y, U }
WPA代表水渍险。
4 e; v S& j* a/ H0 C+ l I'll have the goods covered against Free from Particular Average.+ j" A3 k: [5 D7 y" _
我将为货物投保平安险。
6 P, }. W# Y- N I know that F.P.A insurance doesn't cover losses on consumer goods.7 f+ H: b R# W! P7 c
我知道平安险不包括消费品的种种损失。0 \3 [6 l' n$ u' f0 j' L
I don't think that the W.P.A insurance covers more risks than the F.P.A……9 [1 p- b. ?( [7 D3 L+ J, u5 |
我认为水渍险承保的范围并不比平安险的范围宽。
- |& ~7 m0 M- z/ ]% P& u' |4 j; L Free from Particular Average is good enough.
; o7 ?1 p% x$ g 只保平安险就可以了。; B( U0 v+ K: T$ |" u0 I/ k& w" E
The goods are to be insured F.P.A.
3 |9 Y. }! [. L0 j 这批货需投保平安险。
0 e' l i" I+ v6 v3 f: \: ] What you've covered is Leakage.
. g* L3 c$ m% K 你所投保的是渗漏险。) w8 B+ N1 h4 F- H8 s- o- J
Why don't you wish to cover Risk of Breakage?
9 P- U, R) f* y! Z 您为什么不想投保破碎险呢?
3 ?3 l& W% r8 w* Y# B W.P.A coverage is too narrow for a shipment of this nature,please extend the coverage to include TPND.
, N+ p0 n* `8 c8 Y 针对这种性质的货物只保水渍险是不够的,请加保偷盗提货不成险。
+ k- {, T$ u0 l Don't you wish to arrange for W.P.A.and additional coverage against Risk of Breakage?/ H1 m. x7 r* X4 T4 a$ @' B
您不想保水渍险和附加破碎险吗?
. F& Y) y4 k7 R# t, @- n$ t Not every breakage is a particular average.
5 k! u( d/ h) {* a! x; f 并不是所有的破碎险都属于单独海损。( u$ K* ]. t2 }
The coverage is W.P.A.plus Risk of Breakage.
- G& c7 o' y6 }# g% `* ] 投保的险别为水渍险加破碎险。
$ h" A( x/ n- \# U# A7 o Well,obviously you won't want All Risks cover. R- q0 K5 d' p; [4 K: _2 G4 H9 w
显然,你不想保综合险。
0 J4 k3 N, X/ H J/ g% q( s An All Risks policy covers every sort of hazard,doesn't it?
$ M1 _: b" s/ a 一份综合险保单保所有的险,是吗?- J8 a" m+ t" h* s/ _
We'd like? to cover the porcelain ware against All Risks.; O" A. b5 v$ m+ R- H
我们想为这批瓷器投保综合险。
# Z5 d" h% `( J( }$ c Please insure the shipment for RMB5,000 against All Risks.. Z g6 V6 C, d- {& p
请将这批货物投保综合险人民币5000元。
8 E, a3 P: l8 {' T" h We've cover insurance on these goods for 10% above the invoice value against All Risks.
* V7 o3 B! W6 `6 ]% n4 X' P We can serve you with a broad range of coverage against all kinks of risks for sea transport.
/ a+ e0 v* z* M( O% o4 R 我公司可以承保海洋运输的所有险别。4 T: y; O( _1 e0 m6 Q8 D
Generally speaking,aviation insurance is much cheaper than marine insurance.0 Y' k# d9 b6 O4 [4 v3 H
空运保险一般要比海运保险便宜。
3 i5 D( {6 q8 `; P- s3 V Then “all marine risks”means less than “all risks”。' |% d5 q) |* W2 _* Y0 D5 f# I0 j$ G
那么,“一切海洋运输货物险”意味着比“一切险”范围小一些。5 i7 Y5 T# W/ v: o$ X Q
In the insurance business,the term “average”simply means “loss”in most cases.! y# T. n% u- z1 U0 Z% K) e
在保险业中“average”一词一般是“海损”的意思。7 \& @( I5 u+ T; Y( q9 _* n% J1 e9 T& P
Are there any other clauses in marine policies?0 {. n- y/ Q: m7 u
海运险还包括其它条款吗?1 I, D% d3 [9 B* _" U
Breakage is a particular average,isn't it?; v' p' u0 P; o7 p5 p
破碎险属于一种单独海损,对吗?
1 g9 w" t/ T* e* _0 w& I e1 E the risk of breakage is covered by marine insurance,isn't it?! @ v& j" I$ Q! N3 H$ O% R/ Q
破碎险是包括在海洋运输货物险之内的,对吗?
4 P! G; m, [7 L6 b The English understood by “marine risks”only risks incident to transport by sea.
7 Q5 w# z5 |, l: k 英国人对“海洋运输货物险”只理解为海洋中的意外风险。" F0 V1 G. I7 e4 ~- Q! {# Y3 a& c
Generally,the term “all marine risks”is liable to be misinterpreted and its use should be avoided in L/C.: W7 t" C0 _( O _( x9 y5 y" p
一般地,“一切海洋运输货物险”容易被误解,应该避免在信用证中使用。
. G: P3 w& z9 s. N8 g; O Words and Phrases4 \3 D4 h" n3 B. s+ Y1 V" Z
ocean marine cargo insurance clauses 海洋运输货物保险条款 |