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[综合辅导] 2011年商务英语辅导:复习必备词汇(2)

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发表于 2012-8-14 19:12:39 | 显示全部楼层 |阅读模式
Unit2:消费金融
: p( ^8 d, s9 Obalance transfer: }# [8 R1 i- A* A! ^
余额代偿
/ A, n, Z: V8 O- YKatherine made a balance transfer from her old credit card to her new one.. o; G$ D& b  k& r
凯萨琳申办新卡代偿旧卡。
5 Q9 C2 B2 T9 L% A+ ]& ycancel- I7 c1 d. q/ B. k/ c* j
v. 停(卡), |* ]+ Q" N2 i9 m2 {5 V
What happens if I want to cancel my card?+ {3 V, k5 E3 L* E
如果我想停卡該怎么办?  ^# f7 w3 c& |" Q* a' y: u  U
cash card
: t! X* p3 K6 o+ `# H" ^/ q# d現金卡6 @' h4 C9 ]6 b/ f0 J( y, `
What do I need in order to apply for a cash card?
" R+ k) p0 N$ W, N2 I申办现金卡我需要准备些什么?0 _) h- T4 R; E4 U! e' @5 F% Y
collateral
$ h' |5 I# G5 i' tn. 抵押品;担保品
7 m. \& a: C3 n4 A; NWithout collateral, Mr. Thomas wasn't able to get a loan.
$ ~9 O8 U4 g5 a- s( l. n由于没担保品,汤玛斯先生的贷款办不下來。
: i8 G) @" _! p. Q! c' c  bcredit card
* Y8 C0 T& ?; J6 c8 E信用卡
8 {4 Y" F, s* u( fI need to report a stolen credit card.5 K% \& U* R2 [6 U' D* A" _; _# x; f
我要报信用卡失窃。6 ~) S8 M  A3 i' Y" g
credit limit
) D4 U! i' t8 a3 `( k信用额度
, g* n" \: F3 f$ u! NBeware of outrageous credit limits, which may lead to uncontrollable spending.
3 f# T5 Y/ ]' j. _4 \1 D8 y要小心信用額度別订得太高,这可能会导致花费无度。; S& |  \/ P" ]4 A4 Z) A: k6 c
credit rating
2 ?7 [, Z# o0 W2 H信用评等Bob's poor repayment history has really hurt his credit rating.
( T; j# }9 s% _4 [巴柏不良的还款记录对他的信用评等造成很大的伤害。% q, {9 L0 ]4 A4 S; A* e, c! b
debit card
6 W6 q3 s1 K* G3 ^签帐卡. ?) g* ]# ~/ Q7 i! N( [" W6 {# F
You can use this debit card almost anywhere in the world.  F) f! Y# W0 D' G3 Y4 q
这张签帐卡你几乎全世界任何地方都可使用。6 Q) t: d4 J& e( G( x! T
debt consolidation
0 p* S1 }  Z* m负债整合5 E4 s1 r0 [. C% j4 f) M
Before you consider debt consolidation, closely examine the proposal.
. u. ]1 O, K$ k- i' e在考虑负债整合之前,要仔细检查其还款方案。' v/ v, G# H) [
default
. r: ^0 B! ~4 qn. 违约/ E8 y4 ]( N! Y0 u
The company is in default on its loan agreement.; i# Q. A' M6 D
该公司违反其贷款合约。
9 v# U! j! m: V9 ofreeze8 e; L- [+ A/ V- s5 M9 a4 d
v. 冻结(帐户)
; B& v& B$ ~" t! x& qThe bank froze my credit card account after I reported it stolen.& |! s7 T6 n5 b( S; \8 O
在我报失信用卡后,银行冻结了我的信用卡户头。
% Y/ K6 o9 g6 m6 A# s/ F0 w, [installment
2 k) d$ U1 g0 G- ?- p* T) \n. 分期付款
( E/ S! v- x' J8 \Penny will pay off her student loans in 60 installments.
5 X9 ~4 P, c2 f: n  o潘妮將分六十期偿还她的助学贷款。9 u) l& k: i9 ]' R5 F
loan0 n- ?  ~1 @+ Z/ U- K3 r& _
n. 贷款
; H7 R3 }- l) S5 }$ ]5 bI confirm that I have read and understood the terms and conditions of the loan agreement." W- K/ p( g* y9 P9 O8 |# I. C, g: }
我确认已阅读并了解这份贷款协议的条件与规定。! @3 M9 k) V/ t
minimum finance charge; m( a; p  h! a9 p+ Q% H
每月最低应缴金额Some credit cards have a minimum finance charge.' h% G! H$ o" A
有些信用卡有每月最低应缴金额的限制。6 P. c1 P- i0 O; d
mortgage" J& d, z$ F' j2 ~% B
n. 房贷;抵押借款& I3 @# j& z# q* D# S
Rick has a twenty-year mortgage.
$ K1 v- u" v; S  v  e& V6 N瑞克要繳二十年的房贷。
9 }4 v' `2 A, [. Q, w! D- foutstanding9 z5 }# ~7 Z7 j6 x
adj. 未清偿的;未付清的( V+ |# `# y% j
Our records show you have an outstanding balance of $6,0
1 c/ V) D* ^* ~3 V我们资料显示您有一笔六千元的款项未付。
4 k! ?& |/ m% O$ B8 p$ Erefinance7 f4 O2 x9 V3 U
v. 重新贷款
6 K$ u1 g. {  n* W; D1 ^When deciding whether or not to refinance, there are many factors to consider.' E' m0 V6 j) Q8 F6 @4 \
在決定是否重新贷款时,有许多因素要考量。$ c' O- u! |$ T5 Z7 z
statement
5 r) y% b3 ^- U, Fn. 账单明细The fee for issuing a replacement card will be charged to your next statement.
. d5 N& |8 y' F4 u信用卡补发費用將併入您下个月的账单明细。
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