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[BEC中级] 2012年商务英语中级阅读理解练习09

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发表于 2012-8-14 19:56:54 | 显示全部楼层 |阅读模式
A modern bank provides many services other than checking accounts. ____1____ + f$ M& p7 ^5 b$ ^
If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller. ' S$ t3 |4 i  ]& `9 B3 {1 M
All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.
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) p1 n4 g) c% G+ |" S- HA.    But the majority of them pay semiannually, that is, every six months. 0 v- b) T  _( J8 j+ H! y
B.     The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent. ( T9 W+ V# i8 z! F+ [, \; M
C.    This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time.
, q8 J6 ^' |8 F0 bD.    One of these is checking accounts. ; _) b' Y2 ^, Y6 o* o
E.     First you would be asked to fill out a signature card.
* @. Y) u; o7 m" |) h/ p7 V5 V5 oF.     But most banks pay interest at the end of a year.
' P' F4 X4 O7 mG.    One of the most important of these is regular passbook savings.
# g' A5 j/ l4 N3 E: a0 N) o* [H.   One can withdraw money whenever necessary.
9 B- V! I+ ?5 c3 e  P答案:1.;2. ;3. ;4. B;5. A
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