2012年商务英语中级阅读理解练习09

会计考友

A modern bank provides many services other than checking accounts. ____1____
2 B6 n2 K1 J* E! UIf you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.
. I- \6 B2 c  ]3 lAll banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.
, X( ^3 K# s$ W1 W2 k/ ^  j/ l6 B  
A.    But the majority of them pay semiannually, that is, every six months.
B.     The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.
C.    This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time.
5 h3 s$ t& J- j& e/ M' uD.    One of these is checking accounts.
E.     First you would be asked to fill out a signature card.
. R) s8 a: W: r4 p8 z2 gF.     But most banks pay interest at the end of a year.
% v7 t$ G8 l2 T' A1 }1 yG.    One of the most important of these is regular passbook savings.
H.   One can withdraw money whenever necessary.
答案：1.；2. ；3. ；4. B；5. A