金融英语：模拟练试题三

会计考友

1 The financial statements that are dated for a time periodare the
A balance sheet and income statement
B income statement and statement of cash flows
C balance sheet and statement of owners‘ equity
D all of the above
2 Which of the following is an example of off-balance-sheet financing? ______
A Operating lease
B Debenture bonds
C Current portion of long-term debt
D Convertible bonds
3 Borrowers can gain access to the surplus funds of savers ______
A by issuing securities to savers
! d9 |) V  r1 V! z  s* Q' eB through financial intermediaries
C by purchasing securities such as stocks and bonds
! N6 H0 W) I9 B- Y; ZD all of the above
, R! J' i* {( ZE both A and B
4 Which of the following assets are most liquid? ______
% y0 J6 X3 t0 `+ K3 C( HA High grade corporate bonds
' [4 U9 K# a5 ^8 dB Time" deposits
4 Q4 e9 ]4 ]# x8 f4 F2 {4 `C Stocks in General Electric Company
D Passbook savings deposits
5 Secondary markets for securities
1 W  Q( [4 W; J/ ?; l9 N4 H% w/ SA deal only in bonds
# h2 c" e' M. G2 }B are markets primarily for the initial sale of new issues
C are markets for trading in outstanding debts and equity claims
- q5 ^8 S  _  H& u. Z% uD are also called "investment banks"

会计考友

6 The concept of ______ is based on the common-sense notion that a dollar paid to you in the future is less valuable to you than a dollar today
A future value
B present value
, l) {/ c8 n+ i4 U- rC deflation
D interest
7 Which of the following would not result in a credit entry in the China‘s balance of payments?
A The sale of a piece of furniture to a business firm in Japan
B Interest and dividends paid on foreign investment in China
1 g1 v% Y6 j, m; I' D  g! M# w% ]C Interests on a Chinese bank deposit in the United Kingdom
D An increase in foreign investment in China
8 Futures contracts can be ______
A used as protection against large price swings
0 |$ b5 m1 _) }! z& v# P) AB countered by an offsetting purchase or sale
& d" P3 V0 y" z/ [C participated by hedgers or speculators
D all of the above
9 Suppose that you own a business and are considering expanding your productive capital through an increase in investment spending You will invest only if ______
A you are able to obtain the necessary funds at a low nominal interest rate
. y% T8 e, P/ ^8 H5 A) JB the investment does not affect your cost of production
C the present value of future income exceeds the cost of the investment plus interest on any money that you must borrow
  n2 ]4 N& i* v3 U  Z4 u! Q  aD you observe that your competitors are expanding their productive capital10 If Y and V are constant， and M doubles， the quantity equation implies that the price level
A more than doubles
, @; ]2 U2 V, w% GB less than doubles
C doubles
. Y# q; j" ^" t  HD might do any of the above
E more information is needed