11. 2 R- j' e1 s! i" w* ~: m( s8 E
A. To write as many checks as they want. ! n5 v. q- y8 z5 h* T
B. To make sure of the amount of the deposits. 4 g: A* k, `5 g5 |! m) d
C. To get a penalty of $3 for each check.
8 b% H9 z( I. \0 S8 s D. To try to make more money. % i1 f/ Q& n, {
12. 9 B2 F- J! ?' K' N- }
A. Bill of lading
7 h& ]' D" v6 b& O B. Consular invoice 4 E4 |1 b- i. o! p
C. Insurance policy ( B5 V( D% b$ B
D. Certificate of origin * z: b' }- H5 b3 ?; |3 j6 X
13.
( d$ ^% p# a+ [# w/ l A. A teller + k1 Y1 ^' z; z3 ^
B. An assistant auditor
$ v& ], ^7 E8 |7 k! w5 r! R C. An accountant 5 {' b5 |$ n5 j& ?+ F0 a% w0 r
D. A cashier $ I. _7 }$ d5 q0 ^ i+ L: u
14. $ G5 a {+ y7 C; H& ^6 X5 g7 A5 f6 d
A. Endorse the cheque. , \" g% a& g# `
B. Wait for a while.
+ V: V: x: }9 Y2 f7 q7 s# g C. Sign the collection receipt. 5 U; T! ^) U' h6 u
D. Show her identification
( M, J/ N w" g1 @; g2 X6 { 15. 2 G# Z6 `- X% D: E0 _
A. current rate
0 C4 d$ b% j; I* H B. floating rate * x2 W6 S9 w; S- u: y
C. stated rate & b+ u8 c$ k9 D9 j D5 _1 n# a0 U, ^
D. cross rate
- f& f" n8 q7 Y8 _2 h; B 16. 9 w8 P0 h! N1 Q N: J: X# O( s$ U
A. 900 dollars / z: g# }+ E& u2 }1 p- N- \
B. 800 dollars
% _5 a; a9 S W8 x+ j" [6 _: F C. 1700 dollars ) t8 K+ B) t" ?* u: z
D. 9800 dollars 5 l2 F6 K1 ^7 O9 R% |
17. . k3 r2 P8 G _: v- T
A. Between three o’clock and six o’clock : C5 F9 T8 A+ ]% v8 {0 W
B. Before six o’clock ! W# V# d$ T- @) t* o# I, z/ @
C. Before three o’clock D# z, d) B5 f, x* Y: l
D. After three o’clock - Y G' V7 z9 k# ~. T( S
18. 9 |6 I- M$ @1 Y2 T! }
A. a mortgage loan
+ X, _, i. D* r! \" f' |, w B. a start-up loan
# ?% F( _3 h6 F$ t8 }$ J8 ~- s: ^ C. a consumer loan
' X/ u7 ?1 [" _6 { D. an interbank loan ' V2 X+ d7 T7 R
19. 9 ]0 v3 x2 ~4 q$ L! |
A. Operating Leasing & I; B' `+ R' r& V( Z
B. Direct Leasing
9 n5 O3 W y* r: E C. Introduction of Partner of Leasing
$ q( }* g* E# v. f! H# x% L# O/ J D. Re-Leasing
8 |7 c8 U) ~7 a ` 20.
0 w* y! n2 j+ V- [ A. immediate payment 2 ~5 q$ I' L& X/ X1 B
B. deferred payment 9 O! v4 c) k2 d( N, M! b) D6 t
C. invoice 8 v. ~9 |5 r% E$ z3 B! B, w
D. US$2,200 ( ~* U5 B9 i6 J0 F8 o
Section Three (10%) ; N: p7 @" q5 C* \4 b, o6 g0 Z
Directions: In this section, you will hear 3 short passages. At the end of each passage you will hear some questions about what was said. The passages and questions wi1l be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer
) m3 n, w. B7 b$ i6 c. G Questions 21--23 are based on passage 1
" ^5 _3 y4 W6 k! ?3 D2 o5 ] 21.
8 Z/ ~3 d; ]3 y" I4 V4 F' g A. Because of slow revenue growth. + N6 D+ L5 _. L9 l
B. because of high expense ratios.
3 c! w5 S H! l0 m& k C. because of increased competition from various "non-banks". , f) X' I3 x# ]' {3 n' e
D. all of above
" \. j4 l5 i+ i6 v" u 22. ) T5 B6 P% x. Y+ A, c9 g
A. ATMs 1 B$ v9 L7 i1 W% A) M5 l
B. telephone banking
# q3 ^4 W# Q9 f/ Q) l/ e C. Federal Reserve 3 q' z7 N) C) \
D. on-line banking + D8 b; \3 d! a% Y
23. 0 B- X4 q2 J2 ?, y3 k
A. by when they can do their banking. % F8 e' B5 y& `, u" Z7 F G0 U
B. by where they can do their banking. 8 Z1 }, u" p6 u1 M. K6 ~5 f
C. by how they can do their banking. & M! r* }) T/ e7 L Y( p# T
D. with whom they can do their banking ' q: j( j+ ?+ O1 I, |0 s3 N
Questions 24-27 are based on passage 2 / Q. _, { ?7 w% v' u1 V
24.
9 r& O( C& n1 @, ~: _ A. Handling deposits
: [; S3 l3 r; x9 ^6 V" Z: G B. Trading bills of exchange
, \2 N* D+ E: r: m* | C. Issuing their own notes
. t. P) ~4 j2 b- J* l6 e D. Selling travelers’ checks ' u: F5 P2 ^9 X
25.
' q) |3 P( ^' N' z0 e$ _, _! V A. In England ' c$ ~: d( I0 m6 ]8 w O$ K
B. In Venice, Italy 2 q# G2 i. }3 ]1 w8 }9 Z9 w
C. In U.S D & h% u& z1 L c
D. In China
! N) }" W& C8 c( t7 ~: Q 26. 3 |' _9 o3 e2 A& y5 T$ x
A. making articles of gold
* }- q. m0 w* s% m* {/ Q! x B. handling deposits and making loans
7 Y N/ g& s- n$ f9 [# I# h( l C. Issuing and trading bills of exchange
& M1 R+ {' C, { d D. Issuing their own notes
$ R" |. c9 ?% ~% r7 q) K6 ^# k( z7 M; S 27. 8 a4 {0 M! e7 ?) w
A. in 1587
* \2 D1 l/ S8 c( ^" S3 W+ z f$ n+ w B. in 1694 1 k' x; H3 h4 T' p( z
C. in the middle of the 19th century i$ [! x Q) \3 q( [
D. in the middle of the 20th century ) x! V6 w1 M5 Q/ G' x& H% @5 o
Questions 28-30 are based on Passage 3 4 z7 k; r. f) C1 G. P
28.
) U& p! h/ w; n4 G# ` A. a person to manage the bank branch. : H1 S, M& x, D# \5 `9 L0 c
B. a person responsible for the granting of a loan. 8 m/ w- J: z$ M' `$ P* l
C. a person to restrict his training on lending
; t- p/ u* u. T, [% z$ j* U r D. a person called "Jack of all trade"
# N, G. a* u$ o+ E5 d 29. - B3 p0 m" l" m9 z- H0 m& F
A. a broker $ w( S. a5 l: T# d1 o
B. salesman 4 ]7 p( e$ n: V
C. businessman
% K! V6 s+ s" D6 ~' g2 [ D. an advisor
2 T+ [/ u; r* D% E9 Z 30. ) _$ x& I* \* Y: a* ~
A. the intensive competition for personal savings.
# o0 B7 R/ `6 b( z B. the revolution on clearing systems.
5 b1 u% z2 b0 E C. The challenges of new technologies. 6 R) y- ^3 O- h( z4 R
D. all of above. |