金融英语阅读：通知储蓄存款（1）

会计考友

　　The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are five types of savings deposit: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit.
　　活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
　　I.Definition
6 M: F9 Z7 `6 g7 m4 S　　Notice deposit is defined as one that does not have definite term when making deposits and the types are chosen in advance （now there are two types: one day notice deposit and seven days notice deposit）, and you must inform the bank before the withdrawal of the date and amount of withdrawal. Usually the minimum amount of notice deposit is 50,000 RMB yuan in a lump sum with the minimum withdrawal sum not less than 50,000 RMB yuan each time. You can deposit money in a lump sum and withdraw money in a lump sum or by several times.
　　一、定义
& W9 |8 n1 ~# w, z2 Q& g  D　　通知储蓄存款是一种存款人在存入款项时不约定存期，预先确定品种（目前分一天通知储蓄存款、七天通知储蓄存款两个品种），支取时需提前通知银行，约定支取日期及金额的储蓄存款方式。一般5万元起存，最低支取金额5万元，一次存入，可分一次或多次支取的储蓄存款。
　　II.Service Features
　　Notice deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the notice deposit is taken as the basis of clients’ financial asset managements.
$ ?4 |% n# Z/ x0 R' n" \* A　　二、业务特点
: g" y6 Y) ~( b9 F4 {: Z9 n- ?' _; I　　通知储蓄存款是银行最基本、常用的存款方式，客户可随时存取款，自由、灵活调动资金，是客户进行各项理财活动的基础。