Housing loans refer to loans granted by the bank to borrowers to facilitate housing purchases. 个人住房贷款是指银行向借款人发放的用于购买住房的贷款。 , ^3 h. i0 V% ~( v- D Housing loans are divided into housing loans on own account, housing loans on authorization and combined loans.4 k3 y- k/ e& j% S H# Z
个人住房贷款分为自营性住房贷款、委托住房贷款和组合贷款