金融财经英语表达：universal bank

会计考友

　　Japan's biggest financial institutions are determined to reinvent themselves as internationally competitive universal banks in spite of criticisms of their business model.
* I& z( y4 H# r0 @　　日本最大的金融机构决心将自身改造为具有国际竞争力的全能银行，尽管人们对其业务模型提出了批评。
7 Q- w* U0 s* s　　To play a significant role in world financial markets, you need a fairly high level of universal banking capabilities.
　　为了在全球金融市场扮演重要角色, 你需要一种水平相当高的全能银行业能力。