金融英语口语辅导：询问牡丹卡（3）

会计考友

5 　　A：Miss Lin，I'd like to recommend a new bank card to you．I think you will like it．　　B：really? What's that?　　A：Peony Money Link Card．　　B：What is a "Money Link" Card?　　A：Oh．Is is a versatile card that links a lot of businesses．　　B："Versatile?" What does it mean?　　A：You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card．　　B：Anything else?　　A：With this card，you may also enjoy services like consumption at POS terminals of all the　specially－engaged commercial units， payroll agency service and agency payment for power and gas，etc．　　B：Oh．That's what I want．　　A：But，it is only a debit card without the function of credit consumption．　　B：It doesn't matter．　　A：林小姐，我向您推荐一种新卡。我想您一定喜欢。　　B：真的吗？那是什么卡？　　A：牡丹"灵通"卡？　　B：什么是灵通卡？　　A：喔。它是一种多用途卡。　　B："多用途"？这是什么意思呢？　　A：您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。　　B：还有其它用途吗？　　A：有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。　　B：噢。这正是我想要的。　　A：但它只是一种借记卡，没有信用消费的功能。　　B：没关系。　　6　　A：Good morning．I want to have a Peony Card of your bank，but I don't know what kind of card is convenient for me．　　B：Well．We have a big Peony card family，including Peony Credit　Card，Peony "Money Link" Card，Peony International Card，Peony Special Card，Peony Smart Card，etc．　　A：Oh．What a big family！　　B：Peony Credit Card is a kind of bank card settled on RMB．It provides lots of functions including account transferring，cash saving & withdrawal and credit consuming，etc．　　A：What is a Peony Smart Card?　　B：A Peony Smart Card can only be used online．　　A：How about a Peony International Card?　　B：A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit．　　A：Can it be settled on RMB?　　B：Of course．It is settled both on RMB and US dollars．And it can be used domestically and overseas．　　A：Ah． A Peony International Card is all right for me．　　B：Thank you for choosing the ICBC．　　A：早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。　　B：嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。　　A：哦。真是一个大家族。　　B：牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。　　A：牡丹智能卡有什么功能呢？　　B：牡丹智能卡只能在网上银行使用。　　A：牡丹国际卡又如何呢？　　B：牡丹国际卡是工行向那些有外币存款的 企业 和个人发行的。　　A：它可以用人民币结算吗？　　B：当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。　　A：啊，牡丹国际卡对我正合适。　　B：谢谢您选择工行。